452 el Centro Rd, Hillsborough (Burlingame), CA 94010 Property Records

San Mateo County property record for 452 el Centro Rd, Hillsborough, CA 94010

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,870 sqft · built 1957
Lot Size	0.42 acres (18,284 sqft)
Owner	Trust Name on File
Last Sale	$1,800,000 (Feb 2021)
Tax Bill	$11,045 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031-013-060`

Property Details

APN / Parcel Number

Primary APN	`031-013-060`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,870 sqft Living Area
Gross Area	3,440 sqft
1st Floor Area	2,070 sqft
2nd Floor Area	800 sqft
Basement Area	570 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	18,284 sqft (0.42 acres)
Lot Dimensions	162 ft deep x 112 ft wide
Garage Type	Basement
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	452 EL CENTRO RD
City	HILLSBOROUGH
State	CA
Zip	94010-6671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10025
Legal Description	LOT 71 BREWER PROPERTY SUB NO 3 RSM 13/31 TO 35 TOWN OF HILLSBOROUGH
Legal Subdivision	BREWER PROPERTY SUB NO 3
Legal Lot Number	71
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2019
Census Tract	605600

Owner

452 el Centro Rd is owner-occupied and held in a trust since February 2021.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	Trust Name on File
Mailing Address	452 EL CENTRO RD, HILLSBOROUGH, CA 94010-6671
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 9, 2021	Grant Deed, Transfer
Feb 5, 2021	Gift Deed, Transfer
Oct 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2021 · Amount on File
Deed Sale	Feb 9, 2021 · Amount on File
Deed Document Number	202121668
Prior Transfer Date	Feb 3, 2021
Prior Transfer Doc	0000019460
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	452 EL CENTRO RD, HILLSBOROUGH, CA 94010-6671
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 EL CENTRO RD, HILLSBOROUGH, CA 94010-6671

Mortgage

Document Number	0000112738
Date	Oct 19, 2020
Instrument	2020-112738

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Feb 9, 2021
Property Address	452 EL CENTRO RD, HILLSBOROUGH, CA 94010-6671
Document Number	0000021668
Map Reference	MB 13 PG 31-35
Instrument Date	Feb 3, 2021
Instrument	2021-021668
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	452 EL CENTRO RD, HILLSBOROUGH, CA 94010-6671

February 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN MATEO CA
Recording Date	Feb 5, 2021
Property Address	452 EL CENTRO RD, HILLSBOROUGH, CA 94010-6671
Document Number	0000019460
Map Reference	MB 13 PG 31-35
Instrument Date	Feb 3, 2021
Instrument	2021-019460
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	452 EL CENTRO RD, HILLSBOROUGH, CA 94010-6671

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Oct 17, 2019
Property Address	452 EL CENTRO RD, HILLSBOROUGH, CA 94010-6671
Document Number	0000086238
Instrument Date	Oct 9, 2019
Instrument	86238
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	452 EL CENTRO RD HILLSBOROUGH CA 940106671, HILLSBOROUGH, CA 94010-6671

Tax Assessment & Valuation

The 2025 property tax bill for 452 el Centro Rd was $11,045 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Hillsborough Town
Elementary School District	Hillsborough City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,471 (+2%) Land $102,490 Building $358,981
2025	$11,045.00 Homeowner's exemption	$452,424 Land $100,481 Building $351,943
2023	$10,486.00 (+3.74%) Homeowner's exemption	$434,858 Land $96,580 Building $338,278	$3,947,490
2022	$10,108.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 452 el Centro Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 452 el Centro Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HILLSBOROUGH serves 11,766 people · EPA ID CA4110016
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, Etheric Networks, Sonic Telecom, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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