455 Deerbrook Dr, Hayesville, NC 28904 Property Records

Clay County property record for 455 Deerbrook Dr, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,872 sqft · built 1990
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,000 (Aug 2024)
Tax Bill	$949 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`558003139440`

Property Details

APN / Parcel Number

Primary APN	`558003139440`
Alternative APNs	`614473000` `623665000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,872 sqft Heated Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	32,234 sqft (0.74 acres)

Location & Zoning

Account Number	623665000
Street Address	455 DEERBROOK DR
City	HAYESVILLE
State	NC
Zip	28904-8321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15B DEER BROOK SUB
Legal Subdivision	DEER BROOK SUB
Legal Lot Number	15B
Jurisdiction	CLAY NC
Township / Civil Division	HIAWASSEE
Census Block Group	1
Census Block	1010
Census Tract	950101

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	234 SW LAKE FOREST WAY, PORT SAINT LUCIE, FL 34986-1786
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2020	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Jul 26, 2017	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2024 · Amount on Record
Deed Sale	Aug 22, 2024 · Amount on Record
Prior Sale	Mar 24, 2016 · Amount on Record
Deed Document Number	20241742
Deed Book / Page	484 / 32
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	455 DEERBROOK DR, HAYESVILLE, NC 28904-8321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	E15/0022
Date	Feb 7, 2020
Book Page	E15/0022
Instrument	2020000295

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	455 DEERBROOK DR, HAYESVILLE, NC 28904-8321
Transaction Type	Mortgage
Record Updated	Sep 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017001506
Date	Jul 26, 2017
Book Page	F14/029
Instrument	2017001506

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	Cerritos, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$949.00	$273,900 (+68.76%) Land $37,300 Building $236,600	$273,900 (+68.76%) Land $37,300 Building $236,600
2025		$162,300 (-) Land $28,000 Building $134,300	$162,300 (-) Land $28,000 Building $134,300
2023	$746.00	$162,300 Land $28,000 Building $134,300	$162,300 Land $28,000 Building $134,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Blue Ridge Mountain EMC.

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