345 Deerbrook Dr, Hayesville, NC 28904 Property Records

Clay County property record for 345 Deerbrook Dr, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,336 sqft · built 1997
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,228 (2026)
Deeds & Mortgages	Apr 2024 Transfer Dec 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`558003129787`

Property Details

APN / Parcel Number

Primary APN	`558003129787`
Alternative APN	`5501301`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	2,336 sqft Heated Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	41,818 sqft (0.96 acres)

Location & Zoning

Account Number	5501301
Street Address	345 DEERBROOK DR
City	HAYESVILLE
State	NC
Zip	28904-8320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 DEER BROOK SUB
Legal Subdivision	DEER BROOK SUB
Legal Lot Number	24
Jurisdiction	CLAY NC
Township / Civil Division	HIAWASSEE
Census Block Group	1
Census Block	1010
Census Tract	950101

Owner

345 Deerbrook Dr is owned and occupied by two individuals who acquired it in March 2024.

Source: Clay County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	345 DEERBROOK DR, HAYESVILLE, NC 28904-8320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Intrafamily Transfer, Transfer
Dec 1, 2023	Intrafamily Transfer, Transfer
Dec 29, 2017	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 28, 2024
Transfer Doc	000482/194
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NC
Recording Date	Apr 1, 2024
Property Address	345 DEERBROOK DR, HAYESVILLE, NC 28904-8320
Document Number	000482/194
Book / Page	482 / 194
Map Reference	CAB 2 SL 494
Instrument Date	Mar 28, 2024
Instrument	2024000677
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	440 HERBERT HILLS DR, HAYESVILLE, NC 28904-4716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 DEERBROOK DR, HAYESVILLE, NC 28904-8320

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NC
Recording Date	Dec 1, 2023
Property Address	345 DEERBROOK DR, HAYESVILLE, NC 28904-8320
Document Number	0000481/36
Book / Page	481 / 36
Map Reference	CAB 2 SL 494
Instrument Date	Nov 15, 2023
Instrument	2023002466
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	345 DEERBROOK DR, HAYESVILLE, NC 28904-8320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 DEERBROOK DR, HAYESVILLE, NC 28904-8320

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	345 DEERBROOK DR, HAYESVILLE, NC 28904-8320
Transaction Type	Mortgage
Record Updated	Jan 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017002772
Date	Dec 29, 2017
Book Page	J14/0038
Instrument	2017002772

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	HAYESVILLE, NC 28904

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 345 Deerbrook Dr was $1,228, up 8.7% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,228.00 (+8.67%)	$364,000 (+65.98%) Land $39,900 Building $324,100	$364,000 (+65.98%) Land $39,900 Building $324,100
2025	$1,130.00	$219,300 Land $39,900 Building $179,400	$219,300 Land $39,900 Building $179,400
2023	$1,008.00	$219,300 Land $39,900 Building $179,400	$219,300 Land $39,900 Building $179,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 345 Deerbrook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 Deerbrook Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Blue Ridge Mountain EMC.

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