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455 Cedar St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 455 Cedar St, Schenectady, NY 12306 · Last verified April 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms6 Beds
Bathrooms2 Baths
Architecture StyleTraditional
Year BuiltBuilt 1910
Square Footage2,112 sqft Total Area
Lot Size4,753 sqft (0.109 acres)
Last Sale$168,000 (2019)
Tax Bill$8,643.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 48.59-2-42
Alternative APN
  • 150004805900020420000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Building Area2,112 sqft Total Area
1st Floor1,056 sqft 1st Floor
2nd Floor1,056 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area4,753 sqft (0.109 acres)
Depth X Width135 ft x 35 ft Depth x Width
Porch Area360 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address455 CEDAR ST
CitySCHENECTADY
StateNY
Zip12306-3115
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Description2 WOOD
Legal SubdivisionCEDAR STREET
Legal Block2
Legal Lot Number42.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup2
Census Block2003
Census Tract21200

Owner

Source: Schenectady County and Schenectady City records · APN 421500 48.59-2-42

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1320 CRANE ST, SCHENECTADY, NY 12303-1804
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 11, 2018Grant Deed, Transfer
NORTHEAST TITLE AND ABSTRACT COMPANY
Apr 11, 2018Grant Deed, Transfer
ATTORNEY ONLY
Nov 08, 2017Grant Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 29, 2019 · Amount on Record
Deed SaleAug 29, 2019 · Amount on Record
Prior SaleJun 11, 2018 · Amount on Record
Deed Doc Number201938712
Deed Book / Page2018 / 687
Record RefreshedJun 08, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 29, 2019
Property Address455 CEDAR ST, SCHENECTADY, NY 12306-3115
Document Number0000038712
Book / Page2018 / 687
Instrument DateJun 28, 2019
Instrument201938712
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$672.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address445 CEDAR ST, 445, SCHENECTADY, NY 12306-3115

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address42 LARCHMONT ST, DORCHESTER, MA 02124-1326

Mortgage

Document Number0000038713
DateAug 29, 2019
Book Page4934/643
Instrument201938713
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateJun 11, 2018
Property Address455 CEDAR ST, SCHENECTADY, NY 12306-3115
Document Number0000025303
Book / Page001989 / 000065
Instrument DateJun 05, 2018
Instrument25303
Transaction TypeTransfer
Record UpdatedJul 09, 2018
Title CompanyNORTHEAST TITLE AND ABSTRACT COMPANY

Transaction

AmountAmount Recorded
Tax$15.51
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 FOOTE AVE STATEN ISLAND NY 103014037, STATEN ISLAND, NY 10301-4037

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateApr 11, 2018
Property Address455 CEDAR ST, SCHENECTADY, NY 12306-3115
Document Number0000015278
Book / Page001984 / 000778
Instrument DateMar 29, 2018
Instrument15278
Transaction TypeTransfer
Record UpdatedJun 27, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

November 2017: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateNov 08, 2017
Property Address455 CEDAR ST, SCHENECTADY, NY 12306-3115
Document Number0000050807
Book / Page001974 / 000921
Instrument DateJan 11, 2017
Instrument50807
Transaction TypeForeclosure
Record UpdatedNov 13, 2017

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,643.00 (+5.22%)$168,000 (-) Land $16,200 Building $151,800$278,192 (+13.35%) Land $26,826 Building $251,366
2024$168,000 (-) Land $16,200 Building $151,800$245,435 (+15.41%) Land $23,667 Building $221,768
2023$168,000 (-) Land $16,200 Building $151,800$212,658 (+3.8%) Land $20,506 Building $192,152
2022$168,000 Land $16,200 Building $151,800$204,878 Land $19,756 Building $185,122
2021$8,214.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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