446 Cedar St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 446 Cedar St, Schenectady, NY 12306 · Last verified April 2026

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,320 sqft · built 1920
Lot Size0.12 acres (5,250 sqft)
OwnerIndividual Name on File
Last Sale$65,000 (Sep 1998)
Tax Bill$6,665 (2025)
Flood ZoneZone X (minimal risk)
APN421500 48.59-2-59

Property Details

APN / Parcel Number

Primary APN421500 48.59-2-59
Alternative APN
  • 150004805900020590000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,320 sqft Total Area
1st Floor Area1,160 sqft
2nd Floor Area1,160 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,250 sqft (0.12 acres)
Lot Dimensions150 ft deep x 35 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area506 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address446 CEDAR ST
CitySCHENECTADY
StateNY
Zip12306-3100
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description2 WOOD AND GARAGE
Legal Block2
Legal Lot Number59.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2011
Census Tract21200

Owner

Source: Schenectady County and Schenectady City records · APN 421500 48.59-2-59

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address446 CEDAR ST, 48, SCHENECTADY, NY 12306-3100
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 02, 1998 · Amount on Record
Deed SaleSep 02, 1998 · Amount on Record
Deed Book / Page1542 / 484
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,665.00 (+6.54%)$119,700 (-) Land $18,000 Building $101,700$198,212 (+30.82%) Land $29,806 Building $168,406
2023$119,700 (-) Land $18,000 Building $101,700$151,519 (+3.8%) Land $22,785 Building $128,734
2022$119,700 Land $18,000 Building $101,700$145,976 Land $21,951 Building $124,025
2021$6,256.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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