455 Biscayne Ln, Sebastian, FL 32958 Property Records

Indian River County property record for 455 Biscayne Ln, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	1,438 sqft · built 1989
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Apr 2026)
Tax Bill	$3,539 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`31-38-13-00002-2050-00025.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-13-00002-2050-00025.0`
Alternative APN	`19540`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,438 sqft Living Area
Gross Area	1,900 sqft
1st Floor Area	1,438 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	720 sqft

Exterior Amenities

Pool Area	480 sqft
Porch	Open Porch
Porch Area	32 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	455 BISCAYNE LN
City	SEBASTIAN
State	FL
Zip	32958-5528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 08 BLK 205 LOT 25 PBI 6-12
Legal Range	38E
Legal Township	31S
Legal Section	13
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 8
Legal Block	205
Legal Lot Number	25
Legal Unit	8
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1045
Census Tract	50806

Owner

455 Biscayne Ln is owned and occupied by two individuals who bought it in April 2026.

Source: Indian River County records, as of May 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	455 BISCAYNE LN, SEBASTIAN, FL 32958-5528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Warranty Deed, Transfer · FHA Mortgage ALLIANCE TITLE/THE TREASURE, ALLIANCE TITLE OF THE TREASURE
Apr 29, 2026	Warranty Deed, Transfer · FHA Mortgage STANDARD MORTGAGE
Dec 11, 2020	Deed of Trust, Mortgage · Line of Credit TD BK NA
May 26, 2020	Warranty Deed, Transfer RIOMAR TITLE LLC
Aug 27, 2019	Warranty Deed, Transfer RIOMAR TITLE LLC
Aug 27, 2019	Grant Deed, Transfer RIOMAR TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on File
Deed Sale	Apr 29, 2026 · Amount on File
Prior Sale	May 26, 2020 · Amount on File
Deed Document Number	202620187
Deed Book / Page	3856 / 86
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 29, 2026
Property Address	455 BISCAYNE LN, SEBASTIAN, FL 32958-5528
Document Number	0000020187
Book / Page	3856 / 86
Instrument Date	Apr 27, 2026
Instrument	2026.20187
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	ALLIANCE TITLE/THE TREASURE, ALLIANCE TITLE OF THE TREASURE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279,265.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 BISCAYNE LN, SEBASTIAN, FL 32958-5528

Mortgage

Document Number	0000020188,
Date	Apr 29, 2026
Instrument	2026..20188

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 29, 2026
Property Address	455 BISCAYNE LN, SEBASTIAN, FL 32958-5528
Document Number	0038560086
Book / Page	3856 / 86
Instrument Date	Apr 27, 2026
Instrument	202620187
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	ALLIANCE TITLE, ALLIANCE TITLE OF THE TREASURE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279,265.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 BISCAYNE LN, SEBASTIAN, FL 32958-5528

Mortgage

Document Number	0000020188,
Date	Apr 29, 2026
Instrument	202620188

Lender

Name	STANDARD MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	455 BISCAYNE LN, SEBASTIAN, FL 32958-5528
Document Number	0017522021
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 BISCAYNE LN SEBASTIAN FL 329585528, SEBASTIAN, FL 32958-5528

Mortgage

Document Number	0017522021
Date	Jan 27, 2021
Book Page	001752/002021
Instrument	5672

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2051

Interest

Rate Type	Adjustable Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 26, 2020
Property Address	455 BISCAYNE LN, SEBASTIAN, FL 32958-5528
Document Number	0033021903
Book / Page	003302 / 001903
Instrument Date	May 15, 2020
Instrument	28337
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	RIOMAR TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	455 BISCAYNE LN SEBASTIAN FL 329585528, SEBASTIAN, FL 32958-5528

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 27, 2019
Property Address	455 BISCAYNE LN, SEBASTIAN, FL 32958-5528
Document Number	0032331624
Book / Page	003233 / 001624
Instrument Date	Aug 21, 2019
Instrument	50537
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	RIOMAR TITLE LLC

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	231 OCEAN BEACH TRL VERO BEACH FL 329635024, VERO BEACH, FL 32963-5024

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 27, 2019
Property Address	455 BISCAYNE LN, SEBASTIAN, FL 32958-5528
Document Number	0032331631
Book / Page	003233 / 001631
Instrument Date	Aug 19, 2019
Instrument	50538
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	RIOMAR TITLE LLC

Transaction

Amount	Amount on Record
Tax	$525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	231 OCEAN BEACH TRL VERO BEACH FL 329635024, VERO BEACH, FL 32963-5024

Tax Assessment & Valuation

The 2025 property tax bill for 455 Biscayne Ln was $3,539 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,539.00 Homeowner's exemption	$222,188	$286,462 Land $57,800 Building $228,662
2023	$2,984.00 (+4.67%)	$209,637 (+3%)	$280,368 (+25.06%) Land $56,100 Building $224,268
2022	$2,851.00	$203,531	$224,179 Land $35,700 Building $188,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 455 Biscayne Ln in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 121 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	121 in force
Nearby Flood Claims	51 (1984–2016)
Claims Outside the SFHA	5 of 51
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Frances, Sep 2004 · 42 claims Hurricane Irene, Oct 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 455 Biscayne Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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