45427 Riverwoods Dr, Macomb, MI 48044 Property Records

Macomb County property record for 45427 Riverwoods Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,863 sqft · built 2000
Lot Size	0.223 acres (9,714 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Apr 2023)
Tax Bill	$7,841 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-33-406-022`

Property Details

APN / Parcel Number

Primary APN	`20-08-33-406-022`
Alternative APN	`0833406022`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,863 sqft Living Area
1st Floor Area	1,842 sqft
Basement Area	1,842 sqft
Unfinished Basement	1,842 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Architectural Style	Split Level
Construction Type	Brick
Roof Type	Gable
Lot Area	9,714 sqft (0.223 acres)
Lot Dimensions	123 ft deep x 79 ft wide
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45427 RIVERWOODS DR
City	MACOMB
State	MI
Zip	48044-5785
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WESTCHESTER FARMS SUB LOT 42 LIBER: 142 PAGES: 17-23
Legal Subdivision	WESTCHESTER FARMS SUB
Legal Lot Number	42
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1013
Census Tract	224201

Owner

45427 Riverwoods Dr is owned and occupied by two individuals who bought it in April 2023.

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	45427 RIVERWOODS DR, MACOMB, MI 48044-5785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE BANK
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2023 · Amount on File
Deed Sale	Apr 11, 2023 · Amount on File
Prior Sale	Dec 13, 2007 · Amount on File
Deed Document Number	202332660
Deed Book / Page	29082 / 553
Prior Transfer Date	Apr 16, 2004
Prior Transfer Doc	0004121506
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Apr 11, 2023
Property Address	45427 RIVERWOODS DR, MACOMB, MI 48044-5785
Document Number	2300032660
Book / Page	29082 / 553
Map Reference	LB 142 PG 17-23
Instrument Date	Mar 31, 2023
Instrument	202300032660
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45427 RIVERWOODS DR, MACOMB, MI 48044-5785

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45427 RIVERWOODS DR, MACOMB, MI 48044-5785

Mortgage

Document Number	2300032661
Date	Apr 11, 2023
Instrument	202300032661

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year T-Bill
Max Rate	11.8%

Mortgage

Document Number	2300033062
Date	Apr 13, 2023
Book Page	29084/494
Instrument	202300033062

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.8%
Index	1-Year T-Bill
Max Rate	11.8%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45427 RIVERWOODS DR, MACOMB, MI 48044-5785
Document Number	0000058889
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45427 RIVERWOODS DR MACOMB MI 480445785, MACOMB, MI 48044-5785

Mortgage

Document Number	0000058889
Date	May 19, 2020
Book Page	026713/000602
Instrument	58889

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 18, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 45427 Riverwoods Dr was $7,841 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,900 (+5%)	$507,800 (+5%)
2025	$7,841.00 Homeowner's exemption	$241,800	$483,600
2023		$210,200	$420,400
2022	$4,815.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45427 Riverwoods Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45427 Riverwoods Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, WOW Internet, Cable & Phone.

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