4549 Warner Bay Rd, Bemus Point, NY 14712 Property Records

Chautauqua County and Ellery Town property record for 4549 Warner Bay Rd, Bemus Point, NY 14712

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 1 ba · 600 sqft · built 1940
Lot Size	0.153 acres (6,705 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,000 (Jun 2016)
Tax Bill	$5,145 (2026)
Deeds & Mortgages	Feb 2025 Transfer Jun 2016 Sale & Mortgage
APN	`063689 315.11-1-57`

Property Details

APN / Parcel Number

Primary APN	`063689 315.11-1-57`
Alternative APN	`36893150110001057000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	600 sqft Living Area
1st Floor Area	600 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	6,705 sqft (0.153 acres)
Lot Dimensions	149 ft deep x 45 ft wide
View / Lot	Waterfront

Exterior Amenities

Porch	Porch
Porch Area	225 sqft
Shed	1 Shed
Shed Area	87 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	4549 WARNER BAY RD
City	BEMUS POINT
State	NY
Zip	14712-9636
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	02 - SINGL
Legal Description	OLD APN: 063689 28-1-24
Legal Block	1
Legal Lot Number	57.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	ELLERY
Census Block Group	4
Census Block	4010
Census Tract	36902

Owner

Source: Chautauqua County and Ellery Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24400 LAKE RD, BAY VILLAGE, OH 44140-2959
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2025	Quit Claim Deed, Transfer Quitclaim
Jun 24, 2016	Deed, Transfer LAKE SHORE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2016 · Amount on Record
Deed Sale	Jun 24, 2016 · Amount on Record
Deed Book / Page	2016 / 3831
Last Transfer Date	Jan 26, 2025
Transfer Doc	DE2025001661
Record Updated	Oct 29, 2026

February 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Feb 12, 2025
Property Address	4549 WARNER BAY RD, BEMUS POINT, NY 14712-9636
Document Number	DE2025001661
Instrument Date	Jan 26, 2025
Instrument	DE2025001661
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24400 LAKE RD, BAY VILLAGE, OH 44140-2959

June 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Jun 24, 2016
Property Address	4549 WARNER BAY RD, BEMUS POINT, NY 14712-9636
Document Number	0000002016/0000003831
Book / Page	0000002016 / 0000003831
Instrument Date	Jun 24, 2016
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	STEPHEN WRIGHT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24400 LAKE RD, BAY VILLAGE, OH 44140-2959

Mortgage

Document Number	000000002783
Date	Jun 24, 2016
Instrument	000000002783

Lender

Name	LAKE SHORE SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	235 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Chautauqua County and Ellery Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Ellery Town
Unified School District	Bemus Point Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,145.00 (+0.55%)
2025	$5,117.00	$170,000 (-) Land $126,000 Building $44,000	$274,200 (+12.42%) Land $203,231 Building $70,969
2023		$170,000 (-) Land $126,000 Building $44,000	$243,900 (+12.76%) Land $180,773 Building $63,127
2022		$170,000 Land $126,000 Building $44,000	$216,300 Land $160,316 Building $55,984

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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