4501 SE Graham Dr, Stuart, FL 34997 Property Records

Martin County property record for 4501 SE Graham Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,848 sqft · built 2006
Lot Size	0.135 acres (5,881 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,000 (Jul 2020)
Tax Bill	$4,272 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-38-41-009-000-0127.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`40-38-41-009-000-0127.0-0-0000`
Alternative APNs	`40-38-41-009-000-01270-0` `466744`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,848 sqft Living Area
Gross Area	2,268 sqft
1st Floor Area	856 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	5,881 sqft (0.135 acres)
View / Lot	Greenbelt/Park
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	466744
Street Address	4501 SE GRAHAM DR
City	STUART
State	FL
Zip	34997-1552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	LOT 127 MARTINS CROSSING PUD (PB 15 PG 89)
Legal Range	41E
Legal Township	38S
Legal Section	40
Legal Subdivision	MARTINS CROSSING
Legal Block	2
Legal Lot Number	127
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2005
Census Tract	1105

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4501 SE GRAHAM DR, STUART, FL 34997-1552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Oct 4, 2010 · Amount on Record
Deed Document Number	20202825142
Deed Book / Page	3142 / 918
Prior Transfer Date	Apr 1, 2013
Prior Transfer Doc	0026471120
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 10, 2020
Property Address	4501 SE GRAHAM DR, STUART, FL 34997-1552
Document Number	0031420918
Book / Page	3142 / 918
Map Reference	MB 15 PG 89
Instrument Date	Jul 1, 2020
Instrument	2825142
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PATCH REEF TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,946.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2018 SW BALATA TER, 2018, PALM CITY, FL 34990-4340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4501 SE GRAHAM DR, STUART, FL 34997-1552

Mortgage

Document Number	0003142923
Date	Jul 10, 2020
Instrument	3142/923

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,272.00 (-0.54%) Homeowner's exemption	$283,429 (+5.99%)	$395,090 (+12.74%) Land $155,000 Building $240,090
2024	$4,295.00 (+2.21%)
2023	$4,202.00 (+3.75%) Additional exemption filed	$267,420 (+3%)	$350,450 (+10.86%) Land $125,000 Building $225,450
2022	$4,050.00 Homeowner's exemption	$259,632	$316,130 Land $100,000 Building $216,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20