4549 Millside Rd, Laurel Hill, FL 32567 Property Records

Okaloosa County property record for 4549 Millside Rd, Laurel Hill, FL 32567

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,215 sqft · built 2023
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$46,500 (May 2021)
Tax Bill	$2,980 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-015-8742-6`

Property Details

APN / Parcel Number

Primary APN	`C56-001-015-8742-6`
Alternative APNs	`14-5N-22-0000-0002-001B` `22N51400000002001B`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,215 sqft Living Area
Gross Area	3,185 sqft
1st Floor Area	2,215 sqft
Flooring	Tile

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4549 MILLSIDE RD
City	LAUREL HILL
State	FL
Zip	32567-2455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE COR S 1346.64 FT W 54.6 FT S703 FT W 513.31 FT TO POB W 362.45FT S 600.95FT E 362.45 FT N 600.4 FT TO POB
Legal Range	22W
Legal Township	05N
Legal Section	14
Legal Block	2
Legal Lot Number	1B
Jurisdiction	OKALOOSA FL
Township / Civil Division	LAUREL HILL
Census Block Group	1
Census Block	1086
Census Tract	20200

Owner

Source: Okaloosa County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4499 MILLSIDE RD, LAUREL HILL, FL 32567-2435
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 6, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 1, 2023	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK OF MISSISSIPPI
May 7, 2021	Warranty Deed, Transfer OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Deed Document Number	20213453231
Deed Book / Page	3545 / 287
Last Transfer Date	Jun 29, 2023
Transfer Doc	0036821695
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4549 MILLSIDE RD, LAUREL HILL, FL 32567-2455
Transaction Type	Mortgage
Record Updated	Aug 21, 2023
Title Company	MCNEESE TITLE LLC, MCNEESE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4549 MILLSIDE RD, LAUREL HILL, FL 32567-2455

Mortgage

Document Number	0036862634
Date	Aug 3, 2023
Book Page	3686/2634
Instrument	3639622

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Jul 6, 2023
Property Address	4549 MILLSIDE RD, LAUREL HILL, FL 32567-2455
Document Number	0036821695
Book / Page	3682 / 1695
Instrument Date	Jun 29, 2023
Instrument	3633669
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4499 MILLSIDE RD, LAUREL HILL, FL 32567-2435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4499 MILLSIDE RD, LAUREL HILL, FL 32567-2435

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4549 MILLSIDE RD, LAUREL HILL, FL 32567-2455
Transaction Type	Mortgage
Record Updated	Mar 29, 2023
Title Company	MOULTON LAND TITLE INC, MOULTON LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4549 MILLSIDE RD, LAUREL HILL, FL 32567-2455

Mortgage

Document Number	0036640113
Date	Mar 1, 2023
Book Page	3664/113
Instrument	3608781

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	ETHEL, MS 39067

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 7, 2021
Property Address	4549 MILLSIDE RD, LAUREL HILL, FL 32567-2455
Document Number	0035450287
Book / Page	3545 / 287
Instrument Date	May 5, 2021
Instrument	3453231
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$325.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54203 TURNING LEAF DR, CALLAHAN, FL 32011-8590

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4499 MILLSIDE RD, LAUREL HILL, FL 32567-2435

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,980.00 (+964.29%)	$335,989 (+1,066.18%)	$355,083 (+1,132.46%) Land $31,002 Building $324,081
2023	$280.00 (+5.66%)	$28,811 (+6.55%) Land $26,339 Building $2,472	$28,811 (+6.55%) Land $26,339 Building $2,472
2022	$265.00	$27,040 Land $24,616 Building $2,424	$27,040 Land $24,616 Building $2,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1998–2009)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Mar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims Hurricane Georges, Sep 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fidium Fiber DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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