Okaloosa County property record for 4499 Millside Rd, Laurel Hill, FL 32567
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,388 sqft · built 2005 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,822 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-8153-2 |
| Primary APN | C56-000-598-8153-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,388 sqft Living Area |
| Gross Area | 2,036 sqft |
| 1st Floor Area | 1,004 sqft |
| Upper Floors Area | 384 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 260 ft deep x 166 ft wide |
| Porch | Florida Room |
| Porch Area | 541 sqft |
| Patio Area | 107 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4499 MILLSIDE RD |
|---|---|
| City | LAUREL HILL |
| State | FL |
| Zip | 32567-2435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SE COR OF W1/2 OF NE1/4 W 573.74 FT TO POB W 166.9 FT N 260.86 FT E 166.99 FT S 260.86 FT TO POB |
| Legal Range | 22W |
| Legal Township | 05N |
| Legal Section | 14 |
| Legal Block | 2 |
| Legal Lot Number | 2A |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | LAUREL HILL |
| Census Block Group | 1 |
| Census Block | 1086 |
| Census Tract | 20200 |
Source: Okaloosa County assessment roll, APN C56-000-598-8153-2, as of December 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4499 MILLSIDE RD, LAUREL HILL, FL 32567-2435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 06, 2023 | Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK |
| May 29, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CCB COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jul 27, 2022 |
| Transfer Doc | 0003567862 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4499 MILLSIDE RD, LAUREL HILL, FL 32567-2435 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0003660682 |
|---|---|
| Date | Dec 06, 2023 |
| Instrument | 3660682 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | MILTON, FL 32571 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4499 MILLSIDE RD, LAUREL HILL, FL 32567-2435 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033514318 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 3351/4318 |
| Instrument | 3209600 |
| Name | CCB COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | ANDALUSIA, AL 36420 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Okaloosa County assessment roll as of December 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,822.00 (+179.45%) | $178,418 (+93.57%) Land $9,012 Building $169,406 | $178,418 (+5.16%) Land $9,012 Building $169,406 |
| 2023 | $652.00 (+3.82%) Homeowner's exemption | $92,174 (+3%) | $169,666 (+7.85%) Land $7,657 Building $162,009 |
| 2022 | $628.00 Homeowner's exemption | $89,489 | $157,311 Land $8,205 Building $149,106 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), as of March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910202001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1998–2009) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Mar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
| Claims by Event |
|
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 5 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Consolidated Communications DSL | 10 / 1 |
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System, water system FL1460416, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LAUREL HILL serves 1,802 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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