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4549 Millrace Rd, Sacramento, CA 95864 Property Records

Sacramento County property record for 4549 Millrace Rd, Sacramento, CA 95864 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,634 sqft · built 1955
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Apr 2018)
Tax Bill$5,929 (2025)
Deeds & MortgagesSep 2020 Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN282-0022-010-0000

Property Details

APN / Parcel Number

Primary APN282-0022-010-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,634 sqft Living Area
1st Floor Area1,634 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area10,000 sqft (0.23 acres)
Garage Area444 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4549 MILLRACE RD
CitySACRAMENTO
StateCA
Zip95864-0825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFRONTIER MISSION, LOT 16
Legal SubdivisionFRONTIER MISSION
Legal Lot Number16
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1005
Census Tract5801

Owner

Source: Sacramento County records · APN 282-0022-010-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4549 MILLRACE RD, SACRAMENTO, CA 95864-0825
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MTG
Apr 30, 2018Grant Deed, Transfer · Conventional Mortgage
SUMMIT FNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 2018 · Amount on Record
Deed SaleApr 30, 2018 · Amount on Record
Prior SaleSep 02, 2011 · Amount on Record
Deed Book / Page20180430 / 895
Prior Transfer DateAug 22, 1996
Prior Transfer Doc9608000568
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4549 MILLRACE RD, SACRAMENTO, CA 95864-0825
Document Number2009141424
Instrument DateSep 08, 2020
Transaction TypeMortgage
Record UpdatedOct 05, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4549 MILLRACE RD SACRAMENTO CA 958640825, SACRAMENTO, CA 95864-0825

Mortgage

Document Number2009141424
DateSep 14, 2020
Instrument2009141424
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 13, 2050

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateApr 30, 2018
Property Address4549 MILLRACE RD, SACRAMENTO, CA 95864-0825
Document Number1804300895
Instrument DateApr 23, 2018
Instrument1804300895
Transaction TypeTransfer
Record UpdatedMay 08, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$484.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4549 MILLRACE RD SACRAMENTO CA 958640825, SACRAMENTO, CA 95864-0825

Mortgage

Document Number1804300896
DateApr 30, 2018
Instrument1804300896
Lender
NameSUMMIT FNDG
TypeFunding / Finance Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 29, 2048

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$510,653 (+2%) Land $139,267 Building $371,386
2025$5,929.00 (+0.99%) Homeowner's exemption$500,641 (+4.04%) Land $136,537 Building $364,104
2024$5,871.00 (+2.64%)
2023$5,720.00 (+0.56%) Homeowner's exemption$481,202 Land $131,236 Building $349,966
2022$5,688.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670058011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims4 (1986–1997)
Most Recent ClaimJan 1997, rainfall accumulation, Severe Storms, Flooding, Mud And Landslides

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 474 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 2,000
Consolidated CommunicationsFiber2,000 / 2,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Succeed.Net, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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