4537 Millrace Rd, Sacramento, CA 95864 Property Records

Sacramento County property record for 4537 Millrace Rd, Sacramento, CA 95864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,066 sqft · built 1955
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Apr 2017)
Tax Bill	$5,290 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`282-0022-014-0000`

Property Details

APN / Parcel Number

Primary APN	`282-0022-014-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,066 sqft Living Area
1st Floor Area	1,634 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	10,000 sqft (0.23 acres)
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4537 MILLRACE RD
City	SACRAMENTO
State	CA
Zip	95864-0825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	FRONTIER MISSION, LOT 19
Legal Subdivision	FRONTIER MISSION
Legal Lot Number	19
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1005
Census Tract	5801

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4537 MILLRACE RD, SACRAMENTO, CA 95864-0825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Aug 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CU
Apr 14, 2017	Affidavit of Death, Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO
Apr 14, 2017	Grant Deed, Transfer · Conventional Mortgage GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2017 · Amount on Record
Deed Sale	Apr 14, 2017 · Amount on Record
Deed Book / Page	20170414 / 1264
Prior Transfer Date	Aug 4, 2005
Prior Transfer Doc	0000002837
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4537 MILLRACE RD, SACRAMENTO, CA 95864-0825
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4537 MILLRACE RD, SACRAMENTO, CA 95864-0825

Mortgage

Document Number	0000000632
Date	Dec 17, 2021
Instrument	2021121700632

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4537 MILLRACE RD, SACRAMENTO, CA 95864-0825
Document Number	1908190808
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4537 MILLRACE RD SACRAMENTO CA 958640825, SACRAMENTO, CA 95864-0825

Mortgage

Document Number	1908190808
Date	Aug 19, 2019
Instrument	1908190808

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

April 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 14, 2017
Property Address	4537 MILLRACE RD, SACRAMENTO, CA 95864-0825
Document Number	0000001263
Book / Page	170414 / 001263
Instrument Date	Apr 7, 2017
Transaction Type	Transfer
Record Updated	Apr 28, 2017
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 CRANE AVE OROVILLE CA 959669402, OROVILLE, CA 95966-9402

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 14, 2017
Property Address	4537 MILLRACE RD, SACRAMENTO, CA 95864-0825
Document Number	0000001264
Book / Page	170414 / 001264
Instrument Date	Apr 6, 2017
Transaction Type	Transfer
Record Updated	Apr 28, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$423.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4537 MILLRACE RD SACRAMENTO CA 958640825, SACRAMENTO, CA 95864-0825

Mortgage

Document Number	1265
Date	Apr 14, 2017
Book Page	170414/001265

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$455,756 (+2%) Land $118,377 Building $337,379
2025	$5,290.00 (+0.99%) Homeowner's exemption	$446,820 (+4.04%) Land $116,056 Building $330,764
2024	$5,238.00 (+2.63%)
2023	$5,104.00 (+0.59%) Homeowner's exemption	$429,471 Land $111,550 Building $317,921
2022	$5,074.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (1986–1997)
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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