4549 Bradley Rd, Tower, MN 55790 Property Records

St. Louis County property record for 4549 Bradley Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2.5 ba · 2,013 sqft · built 2005
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Last Sale	$730,000 (Apr 2018)
Tax Bill	$7,670 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`387-0010-00602`

Property Details

APN / Parcel Number

Primary APN	`387-0010-00602`
Alternative APN	`1048746`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,013 sqft Gross Area
1st Floor Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Frame
Lot Area	65,340 sqft (1.5 acres)
Garage Area	2,142 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	680 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1048746
Street Address	4549 BRADLEY RD
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	WLY 100 FT OF ELY 200 FT OF W 1/2 OF N1/2 OF LOT 2 SERIAL #
Legal Range	16W
Legal Township	62N
Legal Section	05
Legal Subdivision	GREENWOOD TOWN OF
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1273
Census Tract	15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1650 OVERLOOK TRL N, STILLWATER, MN 55082-2522
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW MARKET BANK
Apr 4, 2018	Grant Deed, Transfer · Conventional Mortgage INLANTA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2018 · Amount on Record
Deed Sale	Apr 4, 2018 · Amount on Record
Prior Sale	Dec 17, 2012 · Amount on Record
Deed Document Number	20181330474
Prior Transfer Date	Apr 2, 2008
Prior Transfer Doc	0001082545
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4549 BRADLEY RD, TOWER, MN 55790
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	ESQUIRE TITLE, ESQUIRE TITLE SERVICE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001404795
Date	Feb 23, 2021
Instrument	1404795

Lender

Name	NEW MARKET BANK
Type	Bank
Address	LAKEVILLE, MN 55044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 4, 2018
Property Address	4549 BRADLEY RD, TOWER, MN 55790
Document Number	00A1330474
Instrument Date	Mar 28, 2018
Instrument	A1330474
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,409.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 OVERLOOK TRL N STILLWATER MN 550822522, STILLWATER, MN 55082-2522

Mortgage

Document Number	A1330475
Date	Apr 4, 2018
Instrument	A1330475

Lender

Name	INLANTA MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,670.00 (+23.07%)
2025	$6,232.00 (+4.53%)	$781,500 (+12.51%) Land $207,600 Building $573,900	$781,500 (+12.51%) Land $207,600 Building $573,900
2024	$5,962.00	$694,600 (+14.72%) Land $186,600 Building $508,000	$694,600 (+14.72%) Land $186,600 Building $508,000
2022		$605,500 Land $167,100 Building $438,400	$605,500 Land $167,100 Building $438,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	70 / 3
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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