St. Louis County property record for 4545 Bradley Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,248 sqft · built 1980 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $175,000 (Sep 2013) |
| Tax Bill | $5,816 (2026) |
| Deeds & Mortgages | Dec 2022 Transfer Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0010-00607 |
| Primary APN | 387-0010-00607 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Gross Area |
| 1st Floor Area | 1,248 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Other |
| Construction Type | Frame |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 1,696 sqft |
| Porch | Slab |
|---|---|
| Deck Area | Deck Area |
| Storage Building | 48 sqft |
| Boat House | 520 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 35210 |
|---|---|
| Street Address | 4545 BRADLEY RD |
| City | TOWER |
| State | MN |
| Zip | 55790 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | PART OF E1/2 OF N1/2 OF LOT 2 BEG871.44 FT N OF CENTER OF SAID LOT 2THENCE N 78 DEG 10 MIN E 102.62 FTTHENCE 102 DEG 58 MIN |
| Legal Range | 16W |
| Legal Township | 62N |
| Legal Section | 05 |
| Legal Subdivision | GREENWOOD TOWN OF |
| Legal Lot Number | 2T |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1273 |
| Census Tract | 15502 |
Source: St. Louis County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 611 ASPEN GRV, HIBBING, MN 55746-3872 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 9, 2022 | Intrafamily Transfer, Transfer |
| Oct 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHRIDGE COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2013 · Amount on Record |
| Deed Sale | Sep 11, 2013 · Amount on Record |
| Prior Sale | Nov 6, 2003 · Amount on Record |
| Deed Document Number | 20131223198 |
| Prior Transfer Date | Jun 6, 1996 |
| Prior Transfer Doc | 0000873154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 9, 2022 |
| Property Address | 4545 BRADLEY RD, TOWER, MN 55790 |
| Document Number | 0001458369 |
| Instrument Date | Sep 14, 2022 |
| Instrument | 1458369 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 611 ASPEN GRV, HIBBING, MN 55746-3872 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4545 BRADLEY RD, TOWER, MN 55790 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001426413 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 1426413 |
| Name | NORTHRIDGE COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | HOYT LAKES, MN 55750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 28, 2022 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,816.00 (+11.16%) | ||
| 2025 | $5,232.00 (+11.04%) | $620,300 (+2.65%) Land $162,500 Building $457,800 | $620,300 (+2.65%) Land $162,500 Building $457,800 |
| 2024 | $4,712.00 | $604,300 (+113.61%) Land $146,400 Building $457,900 | $604,300 (+113.61%) Land $146,400 Building $457,900 |
| 2022 | $282,900 Land $128,300 Building $154,600 | $282,900 Land $128,300 Building $154,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Frontier DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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