4549 Bellow Dr, Lorain, OH 44053 Property Records

Lorain County property record for 4549 Bellow Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,164 sqft · built 2010
Owner	2 Owner Names on Record
Last Sale	$239,564 (Sep 2010)
Tax Bill	$2,685 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-009-101-044`

Property Details

APN / Parcel Number

Primary APN	`02-02-009-101-044`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,164 sqft Living Area

Exterior

Year Built	Built 2010
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Pool Area	480 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4549 BELLOW DR
City	LORAIN
State	OH
Zip	44053-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS AT MARTINS RUN 3 70 X 130 ABATEMENT
Legal Subdivision	CROSSING AT MARTINS RUN SUBDIVISION #3
Legal Lot Number	65
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2017
Census Tract	97202

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	4549 BELLOW DR, LORAIN, OH 44053-1703
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2010 · Amount on Record
Deed Sale	Sep 30, 2010 · Amount on Record
Prior Sale	Mar 16, 2010 · Amount on Record
Deed Document Number	2010004107
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4549 BELLOW DR, LORAIN, OH 44053-1703
Document Number	0000784220
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4549 BELLOW DR LORAIN OH 440531703, LORAIN, OH 44053-1703

Mortgage

Document Number	0000784220
Date	Oct 19, 2020
Instrument	784220

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 18, 2045

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,685.00	$154,240 (+154.24%) Land $21,000 Building $133,240	$440,660 (+154.23%) Land $60,000 Building $380,660
2024	$2,685.00 (+123.75%)	$60,666 (+154.86%) Land $21,000 Building $39,666	$173,330 (+154.86%) Land $60,000 Building $113,330
2023	$1,200.00 (+3.99%)	$23,804 (+0.02%) Land $17,192 Building $6,612	$68,010 (-) Land $49,120 Building $18,890
2022	$1,154.00	$23,800 Land $17,190 Building $6,610
2021			$68,010 Land $49,120 Building $18,890

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, Verizon.

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