4537 Bellow Dr, Lorain, OH 44053 Property Records

Lorain County property record for 4537 Bellow Dr, Lorain, OH 44053 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,440 sqft · built 2023
Owner	Individual Name on File
Last Sale	$279,200 (Feb 2024)
Tax Bill	$886 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-009-101-145`

Property Details

APN / Parcel Number

Primary APN	`02-02-009-101-145`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,440 sqft Living Area
Gross Area	1,520 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Garage Type	Attached
Garage Area	80 sqft
Porch	Open Frame Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4537 BELLOW DR
City	LORAIN
State	OH
Zip	44053-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS AT MARTINS RUN SUB #5 50 X 130
Legal Subdivision	CROSSINGS AT MARTINS RUN SUB 5
Legal Block	101
Legal Lot Number	137
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2017
Census Tract	97202

Owner

Source: Lorain County records · APN 02-02-009-101-145

Assessment roll updated May 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4537 BELLOW DR, LORAIN, OH 44053-1703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Feb 16, 2024	Limited Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC
Nov 06, 2023	Limited Warranty Deed, Transfer NVR TITLE, NVR TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 16, 2024 · Amount on Record
Deed Sale	Feb 16, 2024 · Amount on Record
Prior Sale	Nov 06, 2023 · Amount on Record
Deed Document Number	20244291
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Jun 10, 2026
Property Address	4537 BELLOW DR, LORAIN, OH 44053-1703
Document Number	0000099075
Instrument Date	Apr 16, 2026
Instrument	202699075
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4537 BELLOW DR, LORAIN, OH 44053-1703

Mortgage

Document Number	0000099075,
Date	Jun 10, 2026
Instrument	202699075

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.22%
Max Rate	-1%

February 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 16, 2024
Property Address	4537 BELLOW DR, LORAIN, OH 44053-1703
Document Number	0000004291
Map Reference	VOL 112 PG 96
Instrument Date	Feb 02, 2024
Instrument	2024-0004291
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4537 BELLOW DR, LORAIN, OH 44053-1703

Mortgage

Document Number	0000004292
Date	Feb 16, 2024
Instrument	2024-0004292

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

November 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 06, 2023
Property Address	4537 BELLOW DR, LORAIN, OH 44053-1703
Document Number	0000934887
Instrument Date	Oct 13, 2023
Instrument	2023-0934887
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6770 W SNOWVILLE RD STE 100, 100, BRECKSVILLE, OH 44141-3272
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$886.00	$89,910 (+62.13%) Land $21,000 Building $68,910	$256,880 (+62.13%) Land $60,000 Building $196,880
2024	$886.00	$55,454 Land $21,000 Building $34,454	$158,440 Land $60,000 Building $98,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930972022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 160 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Cogeco Cable Holdings II. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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