4549 Arrowhead Rd, Richmond, VA 23235 Property Records

Richmond City property record for 4549 Arrowhead Rd, Richmond, VA 23235

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,090 sqft · built 1956
Lot Size	0.687 acres (29,926 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Sep 2026)
Tax Bill	$7,560 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2020 Mortgage + 2 more
APN	`C-002-0044-014`

Property Details

APN / Parcel Number

Primary APN	`C-002-0044-014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,090 sqft Living Area
1st Floor Area	1,540 sqft
Basement Area	700 sqft
Finished Basement	550 sqft
Unfinished Basement	150 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,926 sqft (0.687 acres)
Lot Dimensions	309 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	262 sqft
Carport	Carport
Carport Area	262 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	310 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	4549 ARROWHEAD RD
City	RICHMOND
State	VA
Zip	23235-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 SINGLE
Legal Description	OXFORD ON JAMES L10 TER D; 0100.00X0309.00 IRG0000.000
Legal Subdivision	OXFORD ON THE JAMES
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2003
Census Tract	70300

Owner

Source: Richmond City records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4549 ARROWHEAD RD, RICHMOND, VA 23235-1625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TR MTG
Feb 14, 2018	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Feb 2, 2017	Grant Deed, Construction Loan · Construction Mortgage RVA FINANCING FUND LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2026 · Amount on Record
Deed Sale	Sep 16, 2026 · Amount on Record
Prior Sale	Feb 14, 2018 · Amount on Record
Deed Document Number	202617143
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Sep 16, 2026
Property Address	4549 ARROWHEAD RD, RICHMOND, VA 23235-1625
Document Number	0000017143
Instrument Date	Sep 9, 2026
Instrument	202617143
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76,760.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4549 ARROWHEAD RD, RICHMOND, VA 23235-1625

Mortgage

Document Number	0000017144,
Date	Sep 16, 2026
Instrument	202617144

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	4549 ARROWHEAD RD, RICHMOND, VA 23235-1625
Document Number	0000020679
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4549 ARROWHEAD RD RICHMOND VA 232351625, RICHMOND, VA 23235-1625

Mortgage

Document Number	0000020679
Date	Sep 8, 2020
Instrument	20679

Lender

Name	SOUTHERN TR MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 7, 2040

Interest

Rate Type	Fixed Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Feb 14, 2018
Property Address	4549 ARROWHEAD RD, RICHMOND, VA 23235-1625
Document Number	0000002953
Instrument Date	Feb 1, 2018
Instrument	180002953
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4549 ARROWHEAD RD, RICHMOND, VA 23235-1625

Mortgage

Document Number	0000002954
Date	Feb 14, 2018
Instrument	180002954

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Feb 2, 2017
Property Address	4549 ARROWHEAD RD, RICHMOND, VA 23235-1625
Document Number	0000002305
Instrument Date	Jan 27, 2017
Instrument	2305
Transaction Type	Construction Loan
Record Updated	Feb 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$195.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4549 ARROWHEAD RD RICHMOND VA 232351625, RICHMOND, VA 23235-1625

Mortgage

Document Number	2306
Date	Feb 2, 2017
Instrument	2306

Lender

Name	RVA FINANCING FUND LP
Address	ASHLAND, VA 23005

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 1, 2018

Tax Assessment & Valuation

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,560.00 (+5.35%)	$630,000 (+6.6%) Land $139,000 Building $491,000	$630,000 (+6.6%) Land $139,000 Building $491,000
2025	$7,176.00 (+35,78%)
2024		$591,000 Land $134,000 Building $457,000
2023			$591,000 Land $134,000 Building $457,000
2020	$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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