4541 Arrowhead Rd, Richmond, VA 23235 Property Records

Richmond City property record for 4541 Arrowhead Rd, Richmond, VA 23235

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,551 sqft · built 1960
Lot Size	0.793 acres (34,543 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,068,000 (Apr 2026)
Tax Bill	$11,436 (2026)
Deeds & Mortgages	Aug 2024 Line of Credit Apr 2026 Sale & Mortgage + 1 more
APN	`C-002-0044-012`

Property Details

APN / Parcel Number

Primary APN	`C-002-0044-012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,551 sqft Living Area
1st Floor Area	2,073 sqft
Upper Floors Area	943 sqft
Basement Area	1,612 sqft
Finished Basement	1,159 sqft
Unfinished Basement	453 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,543 sqft (0.793 acres)
Lot Dimensions	404 ft deep x 100 ft wide
Porch	Porch
Porch Area	512 sqft
Deck Area	496 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Oil

Location & Zoning

Street Address	4541 ARROWHEAD RD
City	RICHMOND
State	VA
Zip	23235-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 SINGLE
Legal Description	OXFORD ON JAMES L11 TER D; 0100.00X0404.00 IRG0000.000
Legal Subdivision	OXFORD ON JAMES
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2003
Census Tract	70300

Owner

Source: Richmond City records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4541 ARROWHEAD RD, RICHMOND, VA 23235-1625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2024	Deed of Trust, Mortgage · Line of Credit VIRGINIA FEDERAL CREDIT UNION
Apr 14, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Jul 28, 2020	Warranty Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Jul 28, 2020 · Amount on Record
Deed Document Number	20266508
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	4541 ARROWHEAD RD, RICHMOND, VA 23235-1625
Transaction Type	Mortgage
Record Updated	May 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013753
Date	Aug 28, 2024
Instrument	240013753

Lender

Name	VIRGINIA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 28, 2044

Interest

Rate Type	Adjustable Rate

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Apr 14, 2026
Property Address	4541 ARROWHEAD RD, RICHMOND, VA 23235-1625
Document Number	0000006508
Instrument Date	Apr 8, 2026
Instrument	20266508
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107,868.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4541 ARROWHEAD RD, RICHMOND, VA 23235-1625
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006509,
Date	Apr 14, 2026
Instrument	20266509

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Jul 28, 2020
Property Address	4541 ARROWHEAD RD, RICHMOND, VA 23235-1625
Document Number	0000016370
Instrument Date	Jul 21, 2020
Instrument	16370
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$719.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4541 ARROWHEAD RD RICHMOND VA 232351625, RICHMOND, VA 23235-1625

Mortgage

Document Number	16371
Date	Jul 28, 2020
Instrument	16371

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,436.00 (+8.67%)	$953,000 (+8.67%) Land $139,000 Building $814,000	$953,000 (+8.67%) Land $139,000 Building $814,000
2025	$10,524.00 (+52,52%)	$877,000 (+1.04%) Land $139,000 Building $738,000	$877,000 (+1.04%) Land $139,000 Building $738,000
2024		$868,000 Land $134,000 Building $734,000
2023			$868,000 Land $134,000 Building $734,000
2020	$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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