45486 Pine Trail Ter, Sterling, VA 20164 Property Records

Loudoun County property record for 45486 Pine Trail Ter, Sterling, VA 20164

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,071 sqft · built 1998
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Jun 2018)
Tax Bill	$4,261 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032-25-8577-000`

Property Details

APN / Parcel Number

Primary APN	`032-25-8577-000`
Alternative APN	`80 A 6 89`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	3 Stories
Building Area	2,071 sqft Living Area
1st Floor Area	760 sqft
Basement Area	551 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Basement
Garage Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	45486 PINE TRAIL TER
City	STERLING
State	VA
Zip	20164-5229
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	TRAILSIDE PHASE ONE-A LOT 89 200407130072041 1531--1339, PC D-66504 (SECTION/ PHASE ONE-A)
Legal Subdivision	TRAILSIDE PHASE ONE-A
Legal Phase	1
Legal Block	2
Legal Lot Number	89
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2004
Census Tract	611601

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45486 PINE TRAIL TER, STERLING, VA 20164-5229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · VA Mortgage INTERCOASTAL MTG
Jun 20, 2018	Warranty Deed, Transfer · VA Mortgage INTERCOASTAL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2018 · Amount on Record
Deed Sale	Jun 20, 2018 · Amount on Record
Prior Sale	Jul 13, 2004 · Amount on Record
Deed Document Number	201835056
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	45486 PINE TRAIL TER, STERLING, VA 20164-5229
Document Number	20200717057566
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45486 PINE TRAIL TER STERLING VA 201645229, STERLING, VA 20164-5229

Mortgage

Document Number	20200717057566
Date	Jul 17, 2020
Instrument	57566

Lender

Name	INTERCOASTAL MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jun 20, 2018
Property Address	45486 PINE TRAIL TER, STERLING, VA 20164-5229
Document Number	20180620035056
Instrument Date	Jun 19, 2018
Instrument	35056
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45486 PINE TRAIL TER STERLING VA 201645229, STERLING, VA 20164-5229

Mortgage

Document Number	20180620035057
Date	Jun 20, 2018
Instrument	35057

Lender

Name	INTERCOASTAL MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,261.00 (+1.86%)	$529,340 (+10.72%) Land $165,000 Building $364,340	$529,340 (+10.72%) Land $165,000 Building $364,340
2023	$4,183.00	$478,100 Land $160,000 Building $318,100	$478,100 Land $160,000 Building $318,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

45486 Pine Trail Ter, Sterling, VA 20164 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Pine Trail Ter

Nearby Streets

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