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45485 Pine Trail Ter, Sterling, VA 20164 Property Records

Loudoun County property record for 45485 Pine Trail Ter, Sterling, VA 20164

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 2,071 sqft · built 1998
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on Record
Last Sale$368,200 (Mar 2017)
Tax Bill$4,277 (2026)
Deeds & MortgagesOct 2020 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN032-25-8765-000

Property Details

APN / Parcel Number

Primary APN032-25-8765-000
Alternative APN
  • 80 A 6 95

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Stories3 Stories
Building Area2,071 sqft Living Area
1st Floor Area760 sqft
Basement Area551 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2000
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,742 sqft (0.04 acres)
Garage TypeBasement
Garage Area209 sqft
Deck AreaDeck Area
Patio Area237 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address45485 PINE TRAIL TER
CitySTERLING
StateVA
Zip20164-5229
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR8
Legal DescriptionTRAILSIDE PHASE ONE-A LOT 95 200505270054234 1531--1339, PC D-66504 (SECTION/ PHASE ONE-A)
Legal SubdivisionTRAILSIDE PHASE ONE-A
Legal Phase1
Legal Block2
Legal Lot Number95
JurisdictionLOUDOUN VA
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2004
Census Tract611601

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45485 PINE TRAIL TER, STERLING, VA 20164-5229
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC COAST MTG
Mar 30, 2017Grant Deed, Transfer · Conventional Mortgage
FIRST SVGS MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2017 · Amount on Record
Deed SaleMar 30, 2017 · Amount on Record
Deed Document Number201718953
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address45485 PINE TRAIL TER, STERLING, VA 20164-5229
Document Number20201030104291
Instrument DateOct 26, 2020
Transaction TypeMortgage
Record UpdatedNov 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45485 PINE TRAIL TER STERLING VA 201645229, STERLING, VA 20164-5229

Mortgage

Document Number20201030104291
DateOct 30, 2020
Instrument104291
Lender
NameATLANTIC COAST MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 29, 2035
Interest
Rate TypeFixed Rate

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLOUDOUN VA
Recording DateMar 30, 2017
Property Address45485 PINE TRAIL TER, STERLING, VA 20164-5229
Document Number20170330018953
Instrument DateMar 29, 2017
Instrument18953
Transaction TypeTransfer
Record UpdatedApr 13, 2017
Title CompanyTITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$368.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address45485 PINE TRAIL TER STERLING VA 201645229, STERLING, VA 20164-5229

Mortgage

Document Number20170330018954
DateMar 30, 2017
Instrument18954
Lender
NameFIRST SVGS MTG
TypeMortgage Company
AddressMCLEAN, VA 22102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 29, 2047

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,277.00 (+1.78%)$531,350 (+10.63%) Land $165,000 Building $366,350$531,350 (+10.63%) Land $165,000 Building $366,350
2023$4,202.00$480,310 Land $160,000 Building $320,310$480,310 Land $160,000 Building $320,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		1,200 / 35

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