Loudoun County property record for 45482 Lakeside Dr, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 7.5 ba · 8,147 sqft · built 2019 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jan 2018) |
| Tax Bill | $13,914 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-45-7326-000 |
| Primary APN | 028-45-7326-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 26 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 8,147 sqft Living Area |
| Basement Area | 2,580 sqft |
| Finished Basement | 2,580 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 33,541 sqft (0.77 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 45482 LAKESIDE DR |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-2519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR1 |
| Legal Description | BROAD RUN FARMS SEC.2 LOT 23 201801190003491LEGAL AC, 201201130003037 D/G 200709120066877, 200709120066876 ESMT |
| Legal Subdivision | BROAD RUN FARM |
| Legal Block | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 611101 |
45482 Lakeside Dr is owned and occupied by two individuals who bought it in January 2018.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45482 LAKESIDE DR, STERLING, VA 20165-2519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY NATIONAL TITLE |
| Sep 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NATIONAL ASSOCIATION |
| Feb 14, 2020 | Deed of Trust, Construction Loan · Construction Mortgage POTOMAC MTG GRP LLC |
| Feb 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FIN'L |
| Jul 20, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage POTOMAC MTG GRP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2018 · Amount on File |
| Deed Sale | Jan 19, 2018 · Amount on File |
| Prior Sale | Sep 12, 2007 · Amount on File |
| Deed Document Number | 20183489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Apr 30, 2026 |
| Property Address | 45482 LAKESIDE DR, STERLING, VA 20165-2519 |
| Document Number | 0000022138 |
| Instrument Date | Sep 20, 2024 |
| Instrument | 202622138 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45482 LAKESIDE DR, STERLING, VA 20165-2519 |
| Document Number | 0000022138, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 202622138 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 45482 LAKESIDE DR, STERLING, VA 20165-2519 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000093093 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 202109020093093 |
| Name | US BANK NATIONAL ASSOCIATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Feb 14, 2020 |
| Property Address | 45482 LAKESIDE DR, STERLING, VA 20165-2519 |
| Document Number | 20200214010347 |
| Instrument Date | Feb 10, 2020 |
| Instrument | 10347 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 45482 LAKESIDE DR STERLING VA 20165, STERLING, VA 20165 |
| Document Number | 20200214010347 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 10347 |
| Name | POTOMAC MTG GRP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 13, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 45482 LAKESIDE DR, STERLING, VA 20165-2519 |
| Document Number | 20200214010348 |
| Instrument Date | Feb 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 45482 LAKESIDE DR STERLING VA 20165, STERLING, VA 20165 |
| Document Number | 20200214010348 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 10348 |
| Name | HOMESIDE FIN'L |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 13, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jul 20, 2018 |
| Property Address | 45482 LAKESIDE DR, STERLING, VA 20165-2519 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 42122 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 3, 2018 |
| Name | Verified Name |
|---|
| Document Number | 20180720042122 |
|---|---|
| Date | Jul 20, 2018 |
| Instrument | 42122 |
| Name | POTOMAC MTG GRP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 19, 2019 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 45482 Lakeside Dr was $13,914, down 1.8% from the year before.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,914.00 (-1.77%) | $1,728,470 (-1.77%) Land $368,600 Building $1,359,870 | $1,728,470 (-1.77%) Land $368,600 Building $1,359,870 |
| 2025 | $14,164.00 | $1,759,590 Land $317,700 Building $1,441,890 | $1,759,590 Land $317,700 Building $1,441,890 |
| 2023 | $13,437.00 | $1,535,710 Land $282,700 Building $1,253,010 | $1,535,710 Land $282,700 Building $1,253,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45482 Lakeside Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45482 Lakeside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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