45478 Lakeside Dr, Sterling, VA 20165 Property Records

Loudoun County property record for 45478 Lakeside Dr, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,775 sqft · built 1956
Lot Size	0.88 acres (38,332 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Aug 2015)
Tax Bill	$6,545 (2026)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-45-6327-000`

Property Details

APN / Parcel Number

Primary APN	`028-45-6327-000`
Alternative APN	`63 A 2 24`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,775 sqft Living Area
1st Floor Area	1,722 sqft
Basement Area	1,053 sqft
Finished Basement	1,053 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,332 sqft (0.88 acres)
Garage Type	Attached
Garage Area	700 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	378 sqft
Deck Area	Deck Area
Patio Area	1,735 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Street Address	45478 LAKESIDE DR
City	STERLING
State	VA
Zip	20165-2519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1
Legal Description	BROAD RUN FARMS SEC.2 LOT 24 200709120067049
Legal Subdivision	BROAD RUN FARM
Legal Block	2
Legal Lot Number	24
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2001
Census Tract	611101

Owner

45478 Lakeside Dr is owned and occupied by two individuals who bought it in August 2015.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45478 LAKESIDE DR, STERLING, VA 20165-2519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2015 · Amount on File
Deed Sale	Aug 10, 2015 · Amount on File
Prior Sale	Jan 20, 2015 · Amount on File
Deed Book / Page	201508100 / 53788
Prior Transfer Date	Jan 16, 2015
Prior Transfer Doc	201501200/002819
Record Updated	Oct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jun 30, 2020
Property Address	45478 LAKESIDE DR, STERLING, VA 20165-2519
Document Number	20200630050814
Instrument Date	Jun 22, 2020
Instrument	50814
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45478 LAKESIDE DR STERLING VA 201652519, STERLING, VA 20165-2519

Mortgage

Document Number	20200630050815
Date	Jun 30, 2020
Instrument	50815

Lender

Name	MCLEAN MTG
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 45478 Lakeside Dr was $6,545.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,545.00	$813,120 Land $369,400 Building $443,720	$813,120 Land $369,400 Building $443,720
2023	$5,778.00	$660,440 Land $283,800 Building $376,640	$660,440 Land $283,800 Building $376,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45478 Lakeside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45478 Lakeside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20