4548 Trails Dr, Sarasota, FL 34232 Property Records

Sarasota County property record for 4548 Trails Dr, Sarasota, FL 34232

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,284 sqft · built 1989
Lot Size0.198 acres (8,655 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Jan 2018)
Tax Bill$3,769 (2025)
Deeds & MortgagesAug 2021 Line of Credit
May 2020 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN0051-12-0050

Property Details

APN / Parcel Number

Primary APN0051-12-0050

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,284 sqft Living Area
1st Floor Area2,284 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2009
Exterior MaterialWood Siding
Foundation TypeRetaining Wall
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,655 sqft (0.198 acres)
Lot Width1 ft Width
Garage TypeAttached
Garage Area440 sqft

Exterior Amenities

Pool Area303 sqft
PorchOpen Porch
Porch Area252 sqft
Deck Area126 sqft
Patio Area594 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4548 TRAILS DR
CitySARASOTA
StateFL
Zip34232-3449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3
Legal DescriptionLOT 35 TIMBERLAKES
Legal Range18E
Legal Township36S
Legal Section26
Legal SubdivisionTIMBERLAKES
Legal Tract2308
Legal Lot Number35
JurisdictionSARASOTA FL
Township / Civil DivisionSARASOTA
Census Block Group1
Census Block1002
Census Tract1304

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4548 TRAILS DR, SARASOTA, FL 34232-3449
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK NATIONAL ASSOCIATION
May 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
CENTERSTATE BANK NA
Jan 29, 2018Warranty Deed, Transfer · Conventional with PMI
BLUELEAF LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2018 · Amount on Record
Deed SaleJan 29, 2018 · Amount on Record
Prior SaleDec 17, 2013 · Amount on Record
Deed Document Number2018011964
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address4548 TRAILS DR, SARASOTA, FL 34232-3449
Transaction TypeMortgage
Record UpdatedSep 6, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address4548 TRAILS DR, SARASOTA, FL 34232-3449

Mortgage

Document Number0000157446
DateAug 27, 2021
Instrument2021157446
Lender
NameSOUTH STATE BANK NATIONAL ASSOCIATION
TypeBank
AddressSARASOTA, FL 34236
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 20, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address4548 TRAILS DR, SARASOTA, FL 34232-3449
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000059481
DateMay 6, 2020
Instrument2020059481
Lender
NameCENTERSTATE BANK NA
TypeBank
AddressWINTER HAVEN, FL 33881
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateJan 29, 2018
Property Address4548 TRAILS DR, SARASOTA, FL 34232-3449
Document Number0000011964
Instrument DateJan 25, 2018
Instrument11964
Transaction TypeTransfer
Record UpdatedFeb 12, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4548 TRAILS DR SARASOTA FL 342323449, SARASOTA, FL 34232-3449

Mortgage

Document Number11965
DateJan 29, 2018
Instrument11965
Lender
NameBLUELEAF LNDG
AddressSKOKIE, IL 60077
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 28, 2048

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,769.00 (-10.09%) Homeowner's exemption$365,482 (+5.99%)$519,900 (+8.58%) Land $114,100 Building $405,800
2023$4,192.00 (+3.81%) Homeowner's exemption$344,837 (+3%)$478,800 (+4.7%) Land $105,300 Building $373,500
2022$4,038.00 Homeowner's exemption$334,793$457,300 Land $91,800 Building $365,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 113 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies155 units insured
incl. 42 condo units
Nearby Flood Claims169 (1992–2024)
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Debby, Aug 2024 · 66 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 7 claims
  • Severe Storms & Flooding, Jun 1992 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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