4538 Trails Dr, Sarasota, FL 34232 Property Records

Sarasota County property record for 4538 Trails Dr, Sarasota, FL 34232

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,564 sqft · built 1987
Lot Size	0.246 acres (10,735 sqft)
Owner	Individual Name on File
Tax Bill	$3,023 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`0051-12-0051`

Property Details

APN / Parcel Number

Primary APN	`0051-12-0051`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,564 sqft Living Area
1st Floor Area	2,564 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,735 sqft (0.246 acres)
Lot Width	1 ft Width
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Pool Area	312 sqft
Porch	Open Porch
Porch Area	308 sqft
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4538 TRAILS DR
City	SARASOTA
State	FL
Zip	34232-3449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3
Legal Description	LOT 36 TIMBERLAKES
Legal Range	18E
Legal Township	36S
Legal Section	26
Legal Subdivision	TIMBERLAKES
Legal Tract	2308
Legal Lot Number	36
Jurisdiction	SARASOTA FL
Township / Civil Division	SARASOTA
Census Block Group	1
Census Block	1002
Census Tract	1304

Owner

4538 Trails Dr is owned and occupied by an individual who acquired it in November 2019.

Source: Sarasota County records, as of January 12, 2026

Owner of Record	Individual Name on File
Mailing Address	4538 TRAILS DR, SARASOTA, FL 34232-3449
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2019
Deed Sale	Nov 6, 2019
Prior Sale	Jun 14, 2016
Deed Document Number	2019153379
Prior Transfer Date	Apr 19, 2018
Prior Transfer Doc	2018050897
Record Updated	Jun 8, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Apr 19, 2018
Property Address	4538 TRAILS DR, SARASOTA, FL 34232-3449
Document Number	0000050897
Map Reference	MB31 PG36.36A-36E
Instrument Date	Apr 18, 2018
Instrument	2018050897
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6166 PALOMINO CIR, 6166, BRADENTON, FL 34201-2384

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4538 TRAITS DR, SARASOTA, FL 34232-3449

Mortgage

Document Number	0000050898
Date	Apr 19, 2018
Instrument	2018050898

Lender

Name	SABAL PALM BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	9.62%
Index	1-Year CMT
Max Rate	9.62%

Tax Assessment & Valuation

The 2025 property tax bill for 4538 Trails Dr was $3,023 with a homeowner's exemption.

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,023.00 Homeowner's exemption	$300,461	$545,700 Land $121,700 Building $424,000
2023	$3,504.00 (+3.88%) Homeowner's exemption	$283,488 (+3%)	$519,200 (+6.13%) Land $114,500 Building $404,700
2022	$3,373.00 Homeowner's exemption	$275,231	$489,200 Land $104,500 Building $384,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4538 Trails Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 113 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	155 units insured incl. 42 condo units
Nearby Flood Claims	169 (1992–2024)
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 66 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 7 claims Severe Storms & Flooding, Jun 1992 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4538 Trails Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20