4548 Stone Ranch Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 4548 Stone Ranch Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,532 sqft · built 2020
Lot Size	0.134 acres (5,850 sqft)
Owner	2 Trust Names on File
Last Sale	$654,000 (Aug 2020)
Tax Bill	$13,785 (2025)
Deeds & Mortgages	Apr 2022 Second Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-3500-084-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3500-084-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,532 sqft Living Area
1st Floor Area	1,906 sqft
2nd Floor Area	626 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	5,850 sqft (0.134 acres)
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4548 STONE RANCH DR
City	FOLSOM
State	CA
Zip	95630-6370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (P
Legal Description	MANGINI RANCH VILLAGE 2, LOT 192, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	MANGINI RANCH VILLAGE 2
Legal Lot Number	192
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4012
Census Tract	8508

Owner

4548 Stone Ranch Dr is owner-occupied and held in a trust since April 2024.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4548 STONE RANCH DR, FOLSOM, CA 95630-6370
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SACRAMENTO CU
Aug 7, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2020 · Amount on File
Deed Sale	Aug 7, 2020 · Amount on File
Deed Book / Page	20200807 / 1057
Last Transfer Date	Apr 29, 2024
Transfer Doc	2024000391
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4548 STONE RANCH DR, FOLSOM, CA 95630-6370
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4548 STONE RANCH DR, FOLSOM, CA 95630-6370

Mortgage

Document Number	0000000292
Date	Apr 13, 2022
Instrument	2022041300292

Lender

Name	SACRAMENTO CU
Type	Credit Union
Address	SACRAMENTO, CA 95812

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 27, 2032

August 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 7, 2020
Property Address	4548 STONE RANCH DR, FOLSOM, CA 95630-6370
Document Number	2008071057
Instrument Date	Jul 13, 2020
Instrument	2008071057
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 27, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$719.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4548 STONE RANCH DR FOLSOM CA 956306370, FOLSOM, CA 95630-6370

Mortgage

Document Number	2008071058
Date	Aug 7, 2020
Instrument	2008071058

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4548 Stone Ranch Dr was $13,785, up 1.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$781,192 (+2%) Land $220,814 Building $560,378
2025	$13,785.00 (+1.34%)	$765,876 Land $216,485 Building $549,391
2024	$13,603.00 (+1.45%)
2023	$13,409.00 (+3.13%)	$736,138 Land $208,080 Building $528,058
2022	$13,002.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4548 Stone Ranch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4548 Stone Ranch Dr is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon, Zeta Broadband.

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