4539 Stone Ranch Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 4539 Stone Ranch Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,113 sqft · built 2020
Lot Size	0.176 acres (7,655 sqft)
Owner	2 Individual Names on Record
Last Sale	$646,000 (Jun 2020)
Tax Bill	$12,976 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-3500-078-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3500-078-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,113 sqft Living Area
1st Floor Area	2,113 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	7,655 sqft (0.176 acres)
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4539 STONE RANCH DR
City	FOLSOM
State	CA
Zip	95630-6370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (P
Legal Description	MANGINI RANCH VILLAGE 2, LOT 186, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	MANGINI RANCH VILLAGE 2
Legal Lot Number	186
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4021
Census Tract	8508

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4539 STONE RANCH DR, FOLSOM, CA 95630-6370
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit PROVIDENT CREDIT UNION
Dec 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU
Jun 29, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2020 · Amount on Record
Deed Sale	Jun 29, 2020 · Amount on Record
Deed Book / Page	20200629 / 1528
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 1, 2026
Property Address	4539 STONE RANCH DR, FOLSOM, CA 95630-6370
Document Number	2026000871
Book / Page	20260401 / 871
Instrument Date	Mar 26, 2026
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4539 STONE RANCH DR, FOLSOM, CA 95630-6370

Mortgage

Document Number	2026000871,
Date	Apr 1, 2026
Book Page	20260401/871

Lender

Name	PROVIDENT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	5.98%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4539 STONE RANCH DR, FOLSOM, CA 95630-6370
Document Number	2101060327
Instrument Date	Dec 19, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4539 STONE RANCH DR FOLSOM CA 956306370, FOLSOM, CA 95630-6370

Mortgage

Document Number	2101060327
Date	Jan 6, 2021
Instrument	2101060327

Lender

Name	PROVIDENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 29, 2020
Property Address	4539 STONE RANCH DR, FOLSOM, CA 95630-6370
Document Number	2006291528
Instrument Date	May 15, 2020
Instrument	2006291528
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 13, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$711.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4539 STONE RANCH DR FOLSOM CA 956306370, FOLSOM, CA 95630-6370

Mortgage

Document Number	2006291529
Date	Jun 29, 2020
Instrument	2006291529

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$720,478 (+2%) Land $223,101 Building $497,377
2025	$12,976.00 (+1.41%) Homeowner's exemption	$706,352 (+4.04%) Land $218,727 Building $487,625
2024	$12,796.00 (+1.48%)
2023	$12,609.00 (-2.23%) Homeowner's exemption	$678,926 Land $210,235 Building $468,691
2022	$12,896.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon, Zeta Broadband.

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