4548 Rucker Rd, Moneta, VA 24121 Property Records

Bedford County property record for 4548 Rucker Rd, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1976
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$191,000 (Apr 2024)
Tax Bill	$364 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`210B 1 11`

Property Details

APN / Parcel Number

Primary APN	`210B 1 11`
Alternative APNs	`21011800` `402820`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Porch	Porch
Porch Area	216 sqft
Deck Area	125 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Street Address	4548 RUCKER RD
City	MONETA
State	VA
Zip	24121-4813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BASHAM PARK LT 11
Legal Subdivision	BASHAM PARK
Legal Lot Number	1
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	1
Census Block	1040
Census Tract	30501

Owner

Source: Bedford County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4548 RUCKER RD, MONETA, VA 24121-4813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Warranty Deed, Transfer · ARM THE FIRST BANK AND TRUST COMPANY
Mar 22, 2023	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Aug 18, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 18, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 8, 2018	Trustee's Deed, Foreclosure PARTY III

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2024 · Amount on Record
Deed Sale	Apr 16, 2024 · Amount on Record
Prior Sale	Mar 22, 2023 · Amount on Record
Deed Document Number	20242805
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 16, 2024
Property Address	4548 RUCKER RD, MONETA, VA 24121-4813
Document Number	0240002805
Instrument Date	Apr 4, 2024
Instrument	240002805
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	INTEGRITY TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4548 RUCKER RD, MONETA, VA 24121-4813

Mortgage

Document Number	0240002806
Date	Apr 16, 2024
Instrument	240002806

Lender

Name	THE FIRST BANK AND TRUST COMPANY

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	May 1, 2029
Change Frequency	5 Years

Mortgage

Document Number	0240002804
Date	Apr 16, 2024
Instrument	240002804

Lender

Name	THE FIRST BANK AND TRUST COMPANY

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

Interest

Rate Type	Fixed Rate

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Mar 22, 2023
Property Address	4548 RUCKER RD, MONETA, VA 24121-4813
Document Number	0230002269
Instrument Date	Mar 20, 2023
Instrument	230002269
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4548 RUCKER RD, MONETA, VA 24121-4813

Mortgage

Document Number	0230002270
Date	Mar 22, 2023
Instrument	230002270

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Aug 18, 2022
Property Address	4548 RUCKER RD, MONETA, VA 24121-4813
Document Number	0220009286
Instrument Date	Aug 17, 2022
Instrument	220009286
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 LYNCH RD, ALTAVISTA, VA 24517-1235

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Aug 18, 2022
Property Address	4548 RUCKER RD, MONETA, VA 24121-4813
Document Number	0220009286
Instrument Date	Aug 17, 2022
Instrument	220009286
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 LYNCH RD, ALTAVISTA, VA 24517-1235

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BEDFORD VA
Recording Date	Feb 8, 2018
Property Address	4548 RUCKER RD, MONETA, VA 24121-4813
Document Number	0180001108
Instrument Date	Jan 11, 2018
Instrument	180001108
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 LIVESTOCK RD # B, B, RUSTBURG, VA 24588-4762
Investor	Possibly a Property Investor

Mortgage

Document Number	0180001109
Date	Feb 8, 2018
Instrument	180001109

Lender

Name	PARTY III
Type	Private Party

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$364.00	$88,800 (-) Land $50,000 Building $38,800
2025	$364.00	$88,800 (+1%) Land $50,000 Building $38,800
2023	$364.00 Additional exemption filed	$44,400	$88,800 Land $50,000 Building $38,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,200 / 50
ZiTEL Fiber	960 / 960
Verizon Fixed Wireless	300 / 20

May also be available: SMLW Broadband.

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