Bedford County property record for 4506 Rucker Rd, Moneta, VA 24121
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,050 sqft · built 1972 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Aug 2014) |
| Tax Bill | $576 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 210B 1 13 |
| Primary APN | 210B 1 13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,829 sqft (0.57 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 4506 RUCKER RD |
|---|---|
| City | MONETA |
| State | VA |
| Zip | 24121-4813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BASHAM PARK LT 13 |
| Legal Subdivision | BASHAM PARK |
| Legal Lot Number | 13 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 30501 |
4506 Rucker Rd is owned and occupied by two individuals who bought it in August 2014.
Source: Bedford County records, as of June 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4506 RUCKER RD, MONETA, VA 24121-4813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| May 23, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2014 · Amount on File |
| Deed Sale | Aug 22, 2014 · Amount on File |
| Deed Document Number | 20146950 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | May 5, 2026 |
| Property Address | 4506 RUCKER RD, MONETA, VA 24121-4813 |
| Document Number | 0000003972 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20263972 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 4506 RUCKER RD, MONETA, VA 24121-4813 |
| Document Number | 0000003972, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 20263972 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.63% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 4506 RUCKER RD, MONETA, VA 24121-4813 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230004076 |
|---|---|
| Date | May 23, 2023 |
| Instrument | 230004076 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 4506 Rucker Rd was $576.
Source: Bedford County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $576.00 | $140,700 Land $47,500 Building $93,200 | |
| 2023 | $576.00 Additional exemption filed | $70,350 | $140,700 Land $47,500 Building $93,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4506 Rucker Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4506 Rucker Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,200 / 50 |
| ZiTEL Fiber | 960 / 960 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: SMLW Broadband.
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