4548 Lawrence Dr, Castro Valley, CA 94546 Property Records

Alameda County property record for 4548 Lawrence Dr, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,460 sqft · built 1956
Lot Size	0.168 acres (7,315 sqft)
Owner	2 Individual Names on File
Last Sale	$589,000 (Mar 2012)
Tax Bill	$9,516 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`84D-1206-13`

Property Details

APN / Parcel Number

Primary APN	`84D-1206-13`
Alternative APN	`084D-1206-013-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,460 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1962
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,315 sqft (0.168 acres)

Location & Zoning

Street Address	4548 LAWRENCE DR
City	CASTRO VALLEY
State	CA
Zip	94546-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00004 BLK: 000B TR: 1369
Legal Subdivision	TRACT 1639
Legal Tract	1369
Legal Block	B
Legal Lot Number	4
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2002
Census Tract	430300

Owner

4548 Lawrence Dr is owned and occupied by two individuals who bought it in March 2012.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4548 LAWRENCE DR, CASTRO VALLEY, CA 94546-2207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2012 · Amount on File
Deed Sale	Mar 9, 2012 · Amount on File
Deed Document Number	201283162
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4548 LAWRENCE DR, CASTRO VALLEY, CA 94546-2207
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4548 LAWRENCE DR, CASTRO VALLEY, CA 94546-2207

Mortgage

Document Number	0000130719
Date	Oct 17, 2025
Instrument	2025130719

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	5887 COPLEY DR, SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4548 LAWRENCE DR, CASTRO VALLEY, CA 94546-2207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4548 LAWRENCE DR, CASTRO VALLEY, CA 94546-2207

Mortgage

Document Number	0000298827
Date	Nov 5, 2020
Instrument	2020298827

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4548 Lawrence Dr was $9,516 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$747,567 (+1.05%) Land $226,370 Building $528,197
2025	$9,516.00 Homeowner's exemption	$739,777 Land $221,933 Building $517,844
2023	$9,153.00 Homeowner's exemption	$711,057 Land $213,317 Building $497,740	$1,393,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4548 Lawrence Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4548 Lawrence Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, T-Mobile, Unwired.

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