4540 Lawrence Dr, Castro Valley, CA 94546 Property Records

Alameda County property record for 4540 Lawrence Dr, Castro Valley, CA 94546

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,206 sqft · built 1956
Lot Size0.171 acres (7,452 sqft)
OwnerIndividual Name on File
Last Sale$870,000 (Jul 2019)
Tax Bill$12,014 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN84D-1206-12

Property Details

APN / Parcel Number

Primary APN84D-1206-12
Alternative APN
  • 084D-1206-012-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,206 sqft Living Area

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1957
Architectural StyleL-Shape
Construction TypeWood
Lot Area7,452 sqft (0.171 acres)

Location & Zoning

Street Address4540 LAWRENCE DR
CityCASTRO VALLEY
StateCA
Zip94546-2207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00003 BLK: 000B TR: 1639
Legal Tract1639
Legal BlockB
Legal Lot Number3
JurisdictionALAMEDA CA
Township / Civil DivisionHAYWARD
Census Block Group2
Census Block2002
Census Tract430300

Owner

4540 Lawrence Dr is owned and occupied by an individual who bought it in July 2019.

Source: Alameda County records, as of August 5, 2026

Owner of RecordIndividual Name on File
Mailing Address4540 LAWRENCE DR, CASTRO VALLEY, CA 94546-2207
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jul 23, 2019Grant Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2019 · Amount on File
Deed SaleJul 23, 2019 · Amount on File
Prior SaleNov 16, 2005 · Amount on File
Deed Document Number2019140345
Prior Transfer DateOct 2, 1997
Prior Transfer Doc0000318914
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address4540 LAWRENCE DR, CASTRO VALLEY, CA 94546-2207
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4540 LAWRENCE DR, CASTRO VALLEY, CA 94546-2207

Mortgage

Document Number0000206763
DateAug 21, 2020
Instrument2020206763
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALAMEDA CA
Recording DateJul 23, 2019
Property Address4540 LAWRENCE DR, CASTRO VALLEY, CA 94546-2207
Document Number0000140345
Map ReferenceMB 37 PG 14
Instrument DateJul 9, 2019
Instrument2019140345
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyNORTH AMERICAN TITLE CO INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4540 LAWRENCE DR, CASTRO VALLEY, CA 94546-2207

Mortgage

Document Number0000140346
DateJul 23, 2019
Instrument2019140346
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4540 Lawrence Dr was $12,014 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
Unified School DistrictCastro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$963,484 (+1.26%) Land $291,145 Building $679,339
2025$12,014.00 Homeowner's exemption$951,457 Land $285,437 Building $666,020
2023$11,568.00 Homeowner's exemption$914,517 Land $274,355 Building $640,162$1,026,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4540 Lawrence Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4540 Lawrence Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Etheric Networks, T-Mobile, Unwired.

Nearby Properties on Lawrence Dr

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