Santa Rosa County property record for 4548 Gainer Ave, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,233 sqft · built 2002 |
| Lot Size | 0.201 acres (8,799 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $127,000 (Dec 2005) |
| Tax Bill | $786 (2024) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-1N-28-5740-00000-0250 |
| Primary APN | 17-1N-28-5740-00000-0250 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,233 sqft Heated Area |
| Gross Area | 1,815 sqft |
| 1st Floor Area | 1,653 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 8,799 sqft (0.201 acres) |
| Lot Dimensions | 1,380 ft deep x 640 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 138 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 171N285740000000250 |
|---|---|
| Street Address | 4548 GAINER AVE |
| City | MILTON |
| State | FL |
| Zip | 32583-1735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1M |
| Legal Description | WEST MILTON HEIGHTS 1ST ADD LOT 25 AS DES IN AS DES IN OR 2547 PG 1321 |
| Legal Range | 28W |
| Legal Township | 01N |
| Legal Section | 17 |
| Legal Subdivision | WEST |
| Legal Lot Number | 25 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10711 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 4548 GAINER AVE, MILTON, FL 32583-1735 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2005 · Amount on Record |
| Deed Sale | Dec 28, 2005 · Amount on Record |
| Prior Sale | Jul 31, 2002 · Amount on Record |
| Deed Document Number | 200584526 |
| Deed Book / Page | 2547 / 1321 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4548 GAINER AVE, MILTON, FL 32583-1735 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4548 GAINER AVE, MILTON, FL 32583-1735 |
| Document Number | 0041170001 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 4117/1 |
| Instrument | 202131515 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32504 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $786.00 (+17.84%) Homeowner's exemption | $93,293 (+3%) | $166,084 (+4.17%) Land $27,000 Building $139,084 |
| 2023 | $667.00 (+4.22%) Homeowner's exemption | $90,576 (+3%) | $159,433 (+7.36%) Land $22,000 Building $137,433 |
| 2022 | $640.00 Homeowner's exemption | $87,938 | $148,504 Land $18,000 Building $130,504 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2014–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cox Communications.
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