4532 Gainer Ave, Milton, FL 32583 Property Records

Santa Rosa County property record for 4532 Gainer Ave, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,048 sqft · built 1960
Lot Size0.254 acres (11,064 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Apr 2007)
Tax Bill$447 (2024)
Flood ZoneZone X (minimal risk)
APN17-1N-28-5740-00000-0430

Property Details

APN / Parcel Number

Primary APN17-1N-28-5740-00000-0430
Alternative APN
  • N281175740000000430

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,048 sqft Living Area
Gross Area1,124 sqft
1st Floor Area1,048 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialConcrete Block
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area11,064 sqft (0.254 acres)
Lot Dimensions132 ft deep x 84 ft wide
Garage Area336 sqft
PorchFinished/Open Porch
Porch Area76 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemConvection

Location & Zoning

Street Address4532 GAINER AVE
CityMILTON
StateFL
Zip32583-1765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1M
Legal DescriptionWEST MILTON HEIGHTS S 56 FT OF LOT 43 & N 28 FT OF LOT 44 AS DES IN OR 410 PG 641 & OR 980 PG 546 & OR 2509 PG 341 & OR 2724 PG 1244
Legal Range28W
Legal Township1N
Legal Section17
Legal SubdivisionWEST MILTON HGTS ALL
Legal Lot Number43
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group1
Census Block1001
Census Tract10711

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4532 GAINER AVE, MILTON, FL 32583-1765
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2007 · Amount on Record
Deed SaleApr 27, 2007 · Amount on Record
Deed Document Number200719718
Deed Book / Page2724 / 1244
Prior Transfer DateSep 26, 2005
Prior Transfer Doc0025090341
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$53,907 (+2.9%)$99,773 (+8.85%) Land $27,000 Building $72,773
2024$447.00 (+34.64%) Homeowner's exemption$52,388 (+3%)$91,658 (+6.58%) Land $27,000 Building $64,658
2023$332.00 (+3.11%) Homeowner's exemption$50,862 (+3%)$86,000 (+7.97%) Land $22,000 Building $64,000
2022$322.00 Homeowner's exemption$49,381$79,650 Land $18,000 Building $61,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2014–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Cox Communications.

Nearby Properties on Gainer Ave

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