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4548 Flagg St, Orlando, FL 32812 Property Records

Orange County property record for 4548 Flagg St, Orlando, FL 32812

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,612 sqft · built 1971
Lot Size0.298 acres (12,996 sqft)
Owner2 Individual Names on Record
Last Sale$227,000 (Feb 2017)
Tax Bill$3,610 (2025)
Deeds & MortgagesNov 2020 Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-23-30-4405-03-160

Property Details

APN / Parcel Number

Primary APN17-23-30-4405-03-160
Alternative APNs
  • 302317440503160
  • 555368
  • 561139
  • 565800

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,612 sqft Living Area
Gross Area2,062 sqft
1st Floor Area1,612 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1987
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,996 sqft (0.298 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Shed1 Shed
Shed Area3 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4548 FLAGG ST
CityORLANDO
StateFL
Zip32812-8020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionMC EWAN PLACE 3/7 LOT 16 BLK C
Legal Range30E
Legal Township23S
Legal Section17
Legal SubdivisionMCEWAN PLACE
Legal Tract4405
Legal BlockC
Legal Lot Number16
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group1
Census Block1024
Census Tract13607

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4548 FLAGG ST, ORLANDO, FL 32812-8020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRUSTCO BK
Feb 2, 2017Warranty Deed, Transfer · VA Mortgage
CHURCHILL MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2017 · Amount on Record
Deed SaleFeb 2, 2017 · Amount on Record
Prior SaleDec 19, 2013 · Amount on Record
Deed Document Number201763750
Prior Transfer DateFeb 1, 2011
Prior Transfer Doc0000062702
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address4548 FLAGG ST, ORLANDO, FL 32812-8020
Document Number0000640069
Instrument DateNov 30, 2020
Transaction TypeMortgage
Record UpdatedDec 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4548 FLAGG ST ORLANDO FL 328128020, ORLANDO, FL 32812-8020

Mortgage

Document Number0000640069
DateDec 8, 2020
Instrument640069
Lender
NameTRUSTCO BK
TypeBank
AddressLONGWOOD, FL 32750
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 7, 2050

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateFeb 2, 2017
Property Address4548 FLAGG ST, ORLANDO, FL 32812-8020
Document Number0000063750
Instrument DateJan 30, 2016
Instrument63750
Transaction TypeTransfer
Record UpdatedMar 3, 2017
Title CompanyCLEAR TITLE/FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,589.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4548 FLAGG ST ORLANDO FL 328128020, ORLANDO, FL 32812-8020

Mortgage

Document Number63751
DateFeb 2, 2017
Instrument63751
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$244,345 (+2.7%)$361,790 (-2.23%) Land $110,000 Building $251,790
2025$3,610.00 (+5.8%) Homeowner's exemption$237,921 (+5.99%)$370,050 (+8.6%) Land $110,000 Building $260,050
2024$3,412.00 (+7.43%)
2023$3,176.00 Homeowner's exemption$224,482$340,740 Land $110,000 Building $230,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims11 (2001–2022)
Claims Outside the SFHA4 of 11
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications, T-Mobile, Xfinity.

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