4542 Flagg St, Orlando, FL 32812 Property Records

Orange County property record for 4542 Flagg St, Orlando, FL 32812

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 1972
Lot Size	0.253 acres (11,017 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (May 2022)
Tax Bill	$6,621 (2025)
Deeds & Mortgages	May 2022 Mortgage Jul 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-23-30-4405-03-150`

Property Details

APN / Parcel Number

Primary APN	`17-23-30-4405-03-150`
Alternative APNs	`302317440503150` `555367` `561138` `565799`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,530 sqft Living Area
Gross Area	2,152 sqft
1st Floor Area	1,530 sqft
Utility Area	126 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1987
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,017 sqft (0.253 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4542 FLAGG ST
City	ORLANDO
State	FL
Zip	32812-8020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	MC EWAN PLACE 3/7 LOT 15 BLK C
Legal Range	30E
Legal Township	23S
Legal Section	17
Legal Subdivision	MCEWAN PLACE
Legal Tract	4405
Legal Block	C
Legal Lot Number	15
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1024
Census Tract	13607

Owner

4542 Flagg St is owned and occupied by an individual who bought it in May 2022.

Source: Orange County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	4542 FLAGG ST, ORLANDO, FL 32812-8020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jul 12, 2019	Loan Modification, Mortgage · FHA Mortgage RUSHMORE LN MGMT SVCS
Jul 12, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2022 · Amount on File
Deed Sale	May 24, 2022 · Amount on File
Prior Sale	Dec 15, 2016 · Amount on File
Deed Document Number	2022327769
Prior Transfer Date	Nov 22, 2013
Prior Transfer Doc	0000622908
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	4542 FLAGG ST, ORLANDO, FL 32812-8020
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 RIVER RIDGE DIRVE, ORLANDO, FL 32825

Mortgage

Document Number	0000327770
Date	May 24, 2022
Instrument	20220327770

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	4542 FLAGG ST, ORLANDO, FL 32812-8020
Document Number	0000012808
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4542 FLAGG ST ORLANDO FL 328128020, ORLANDO, FL 32812-8020

Mortgage

Document Number	0000012808
Date	Jan 8, 2020
Instrument	12808

Lender

Name	RUSHMORE LN MGMT SVCS
Type	Funding / Finance Company
Address	FARMERS BRANCH, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2050

Interest

Rate	4.62%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	4542 FLAGG ST, ORLANDO, FL 32812-8020
Document Number	0000002436
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4542 FLAGG ST ORLANDO FL 328128020, ORLANDO, FL 32812-8020

Mortgage

Document Number	0000002436
Date	Jan 3, 2020
Instrument	2436

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4542 Flagg St was $6,621, up 4.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,980 (-2.27%) Land $110,000 Building $265,980	$375,980 (-2.27%) Land $110,000 Building $265,980
2025	$6,621.00 (+4.76%)	$384,720 Land $110,000 Building $274,720	$384,720 Land $110,000 Building $274,720
2024	$6,320.00 (+9.55%)
2023	$5,769.00 (+119.19%)	$352,628 (+84.67%) Land $110,000 Building $242,628	$352,628 (+18.33%) Land $110,000 Building $242,628
2022	$2,632.00 Homeowner's exemption	$190,947	$298,013 Land $110,000 Building $188,013

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4542 Flagg St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (2001–2022)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4542 Flagg St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile, Xfinity.

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