45476 Holmes Dr, Canton, MI 48187 Property Records

Wayne County property record for 45476 Holmes Dr, Canton, MI 48187

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,550 sqft · built 1978
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$415,500 (Mar 2023)
Tax Bill	$8,054 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71 033 02 0006 000`

Property Details

APN / Parcel Number

Primary APN	`71 033 02 0006 000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,550 sqft Living Area
1st Floor Area	1,425 sqft
Basement Area	899 sqft
Unfinished Basement	899 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Exterior Material	Brick
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	138 ft deep x 70 ft wide
Garage Area	409 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45476 HOLMES DR
City	CANTON
State	MI
Zip	48187-1657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	09D6 LOT 6 SUNFLOWER EAST SUB NO 1 T2S R8E L98 P13 WCR
Legal Subdivision	SUNFLOWER EAST NO 1
Legal Lot Number	6
Jurisdiction	WAYNE MI
Township / Civil Division	CANTON
Census Block Group	1
Census Block	1000
Census Tract	563500

Owner

45476 Holmes Dr is owned and occupied by two individuals who bought it in March 2023.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45476 HOLMES DR, CANTON, MI 48187-1657
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Mar 14, 2023	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY MORTGAGE INK
Feb 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage KEY MORTGAGE INK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2023 · Amount on File
Deed Sale	Mar 14, 2023 · Amount on File
Prior Sale	Sep 1, 2016 · Amount on File
Deed Document Number	202348884
Deed Book / Page	58120 / 1201
Prior Transfer Date	Feb 21, 2020
Prior Transfer Doc	0556100811
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	45476 HOLMES DR, CANTON, MI 48187-1657
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45476 HOLMES DR, CANTON, MI 48187-1657

Mortgage

Document Number	0597760857
Date	Sep 10, 2025
Book Page	59776/857
Instrument	2025262073

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Mar 14, 2023
Property Address	45476 HOLMES DR, CANTON, MI 48187-1657
Document Number	0581201201
Book / Page	58120 / 1201
Map Reference	LB 98 PG 13
Instrument Date	Mar 10, 2023
Instrument	2023048884
Transaction Type	Transfer
Record Updated	Apr 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,116.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45476 HOLMES DR, CANTON, MI 48187-1657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45476 HOLMES DR, CANTON, MI 48187-1657

Mortgage

Document Number	0581161367
Date	Mar 10, 2023
Book Page	58116/1367
Instrument	2023047274

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48109

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	45476 HOLMES DR, CANTON, MI 48187-1657
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	EMBASSY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45476 HOLMES DR, CANTON, MI 48187-1657

Mortgage

Document Number	0568910236
Date	Jul 20, 2021
Book Page	56891/236
Instrument	2021286082

Lender

Name	KEY MORTGAGE INK
Type	Non-Lending Institution
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Feb 27, 2020
Property Address	45476 HOLMES DR, CANTON, MI 48187-1657
Document Number	0556100811
Book / Page	55610 / 811
Map Reference	LB 98 PG 13
Instrument Date	Feb 21, 2020
Instrument	2020051250
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45476 HOLMES DR, CANTON, MI 48187-1657

Mortgage

Document Number	556100813
Date	Feb 27, 2020
Instrument	55610/0813

Lender

Name	KEY MORTGAGE INK
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 45476 Holmes Dr was $8,054 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Canton Charter Township
Unified School District	Plymouth-Canton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,100 (+6.2%)	$438,200 (+6.2%)
2025	$8,054.00 Homeowner's exemption	$206,300	$412,600
2023		$172,600	$345,200
2019	$5,715.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45476 Holmes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45476 Holmes Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CANTON TOWNSHIP serves 99,627 people · EPA ID MI0001100
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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