45452 Holmes Dr, Canton, MI 48187 Property Records

Wayne County property record for 45452 Holmes Dr, Canton, MI 48187

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,738 sqft · built 1978
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$302,000 (Jan 2019)
Tax Bill	$6,478 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71 033 02 0004 000`

Property Details

APN / Parcel Number

Primary APN	`71 033 02 0004 000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,738 sqft Living Area
1st Floor Area	1,738 sqft
Basement Area	1,778 sqft
Unfinished Basement	1,778 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Construction Type	Brick
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	136 ft deep x 70 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45452 HOLMES DR
City	CANTON
State	MI
Zip	48187-1657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	09D4 LOT 4 SUNFLOWER EAST SUB NO 1 T2S R8E L98 P13 WCR
Legal Subdivision	SUNFLOWER EAST NO 1
Legal Lot Number	4
Jurisdiction	WAYNE MI
Township / Civil Division	CANTON
Census Block Group	1
Census Block	1000
Census Tract	563500

Owner

45452 Holmes Dr is owned and occupied by two individuals who bought it in January 2019.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45452 HOLMES DR, CANTON, MI 48187-1657
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CREDIT UNION
Apr 16, 2026	Quit Claim Deed, Transfer TRI-COUNTY TITLE, TRI COUNTY TITLE
Jan 14, 2019	Warranty Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK
Feb 15, 2017	Quit Claim Deed, Transfer ABSTRACT TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2019 · Amount on File
Deed Sale	Jan 14, 2019 · Amount on File
Prior Sale	Aug 30, 2002 · Amount on File
Deed Document Number	201910951
Deed Book / Page	54813 / 1439
Prior Transfer Date	Jan 25, 2016
Prior Transfer Doc	0535250396
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Recording Date	Jun 22, 2026
Property Address	45452 HOLMES DR, CANTON, MI 48187-1657
Document Number	0000209385
Book / Page	60355 / 330
Instrument Date	Jun 15, 2026
Instrument	2026209385
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45452 HOLMES DR, CANTON, MI 48187-1657

Mortgage

Document Number	0000209385,
Date	Jun 22, 2026
Book Page	60355/330
Instrument	2026209385

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 15, 2051

Interest

Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Apr 16, 2026
Property Address	45452 HOLMES DR, CANTON, MI 48187-1657
Document Number	0000154999
Book / Page	60221 / 535
Instrument Date	Apr 10, 2026
Instrument	2026154999
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	TRI-COUNTY TITLE, TRI COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45452 HOLMES DR, CANTON, MI 48187-1657

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jan 14, 2019
Property Address	45452 HOLMES DR, CANTON, MI 48187-1657
Document Number	0548131439
Book / Page	54813 / 1439
Map Reference	LB 98 PG 13
Instrument Date	Dec 28, 2018
Instrument	2019010951
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	TITLE ONE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,597.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7229 KENDAL STREET, 7229, STERLING HEIGHTS, MI 48314

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39301 RICHLAND ST, LIVONIA, MI 48150-2474

Mortgage

Document Number	2019010955
Date	Jan 14, 2019
Instrument	2019010955

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.52%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.52%
Index	1-Year LIBOR
Max Rate	9.52%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Feb 15, 2017
Property Address	45452 HOLMES DR, CANTON, MI 48187-1657
Document Number	0535250396
Book / Page	053525 / 000396
Instrument Date	Jan 25, 2016
Instrument	48168
Transaction Type	Transfer
Record Updated	Apr 19, 2017
Title Company	ABSTRACT TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	45452 HOLMES DR CANTON MI 481871657, CANTON, MI 48187-1657

Tax Assessment & Valuation

The 2025 property tax bill for 45452 Holmes Dr was $6,478 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Canton Charter Township
Unified School District	Plymouth-Canton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,500 (+6.96%)	$409,000 (+6.96%)
2025	$6,478.00 Homeowner's exemption	$191,200	$382,400
2023		$156,800	$313,600
2019	$5,375.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45452 Holmes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45452 Holmes Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CANTON TOWNSHIP serves 99,627 people · EPA ID MI0001100
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Ripple Fiber.

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