4547 Meadows Ln, Moorhead, MN 56560 Property Records

Clay County property record for 4547 Meadows Ln, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.095 acres (4,159 sqft)
Owner	Individual Name on File
Last Sale	$191,000 (Sep 2021)
Tax Bill	$4,488 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`58.613.0410`

Property Details

APN / Parcel Number

Primary APN	`58.613.0410`

Exterior

Lot Area	4,159 sqft (0.095 acres)

Location & Zoning

Street Address	4547 MEADOWS LN
City	MOORHEAD
State	MN
Zip	56560-7097
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 002 LOT 015 SUBDIVISIONCD 58613 SUBDIVISIONNAME PRAIRIE MEADOWS 3RD ADD
Legal Range	48
Legal Township	139
Legal Section	28
Legal Subdivision	PRAIRIE MEADOWS 3RD ADD
Legal Block	2
Legal Lot Number	15
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1020
Census Tract	30110

Owner

4547 Meadows Ln is owned and occupied by an individual who bought it in September 2021.

Source: Clay County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	4547 MEADOWS LN, MOORHEAD, MN 56560-7097
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage HUD
Dec 29, 2022	Deed of Trust, Mortgage HUD
Sep 2, 2021	Warranty Deed, Transfer · FHA Mortgage WESTERN STATE BANK
Mar 26, 2018	Deed, Transfer · Conventional Mortgage NORTHWESTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2021 · Amount on File
Deed Sale	Sep 2, 2021 · Amount on File
Prior Sale	Mar 26, 2018 · Amount on File
Deed Document Number	2021820293
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	4547 MEADOWS LN, MOORHEAD, MN 56560-7097
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000842403
Date	Nov 29, 2023
Instrument	842403

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	336 Months
Due	Oct 1, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	4547 MEADOWS LN, MOORHEAD, MN 56560-7097
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000835018
Date	Dec 29, 2022
Instrument	835018

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	348 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Sep 2, 2021
Property Address	4547 MEADOWS LN, MOORHEAD, MN 56560-7097
Document Number	0000820293
Instrument Date	Sep 2, 2021
Instrument	820293
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4547 MEADOWS LN, MOORHEAD, MN 56560-7097

Mortgage

Document Number	0000820294
Date	Sep 2, 2021
Instrument	820294

Lender

Name	WESTERN STATE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY MN
Recording Date	Mar 26, 2018
Property Address	4547 MEADOWS LN, MOORHEAD, MN 56560-7097
Document Number	0000778191
Instrument Date	Mar 23, 2018
Instrument	778191
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	TITLE CO OF FARGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$554.07
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4547 MEADOWS LN, MOORHEAD, MN 56560-7097
Investor	Possibly a Property Investor

Mortgage

Document Number	0000778192
Date	Mar 26, 2018
Instrument	778192

Lender

Name	NORTHWESTERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4547 Meadows Ln was $4,488 with a homeowner's exemption.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,488.00 Homeowner's exemption	$229,400 (+2.78%) Land $22,500 Building $206,900	$229,400 (+2.78%) Land $22,500 Building $206,900
2025		$223,200 Land $22,000 Building $201,200	$223,200 Land $22,000 Building $201,200
2023	$3,814.00 Homeowner's exemption	$189,100 Land $20,400 Building $168,700	$189,100 Land $20,400 Building $168,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4547 Meadows Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4547 Meadows Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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