4546 Meadows Ln, Moorhead, MN 56560 Property Records

Clay County property record for 4546 Meadows Ln, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.106 acres (4,639 sqft)
Owner	Individual Name on Record
Last Sale	$194,900 (Aug 2021)
Tax Bill	$4,482 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2023 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`58.613.0250`

Property Details

APN / Parcel Number

Primary APN	`58.613.0250`

Exterior

Lot Area	4,639 sqft (0.106 acres)

Location & Zoning

Street Address	4546 MEADOWS LN
City	MOORHEAD
State	MN
Zip	56560-7096
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 001 LOT 025 SUBDIVISIONCD 58613 SUBDIVISIONNAME PRAIRIE MEADOWS 3RD ADD
Legal Range	48
Legal Township	139
Legal Section	28
Legal Subdivision	PRAIRIE MEADOWS 3RD ADD
Legal Block	1
Legal Lot Number	25
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1016
Census Tract	30110

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4546 MEADOWS LN, MOORHEAD, MN 56560-7096
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Line of Credit CHOICE FINANCIAL GROUP
Oct 23, 2023	Transfer on Death Deed, Transfer
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Prior Sale	May 21, 2015 · Amount on Record
Deed Document Number	2021818972
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	4546 MEADOWS LN, MOORHEAD, MN 56560-7096
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000858463
Date	Sep 18, 2025
Instrument	858463

Lender

Name	CHOICE FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 1, 2030

October 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CLAY MN
Recording Date	Oct 23, 2023
Property Address	4546 MEADOWS LN, MOORHEAD, MN 56560-7096
Document Number	0000841613
Instrument Date	Oct 23, 2023
Instrument	841613
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Aug 2, 2021
Property Address	4546 MEADOWS LN, MOORHEAD, MN 56560-7096
Document Number	0000818972
Instrument Date	Jul 30, 2021
Instrument	818972
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$643.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4546 MEADOWS LN, MOORHEAD, MN 56560-7096

Mortgage

Document Number	0000818973
Date	Aug 2, 2021
Instrument	818973

Lender

Name	US BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,482.00 (+17.64%) Homeowner's exemption	$229,800 (+3.14%) Land $23,900 Building $205,900	$229,800 (+3.14%) Land $23,900 Building $205,900
2025		$222,800 (+17.95%) Land $22,600 Building $200,200	$222,800 (+17.95%) Land $22,600 Building $200,200
2023	$3,810.00 Homeowner's exemption	$188,900 Land $21,000 Building $167,900	$188,900 Land $21,000 Building $167,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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