4546 Hermosa Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 4546 Hermosa Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,641 sqft · built 2017
Lot Size	0.16 acres (6,999 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Feb 2024)
Tax Bill	$3,590 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jul 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-988-3689-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-988-3689-3`
Alternative APN	`05-2N-23-1200-0000-0540`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,641 sqft Heated Area
Gross Area	3,665 sqft
1st Floor Area	1,010 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	6,999 sqft (0.16 acres)
Garage Type	Finished
Garage Area	560 sqft
Porch	Open Porch
Porch Area	464 sqft
Patio Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4546 HERMOSA RD
City	CRESTVIEW
State	FL
Zip	32539-6731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUGGAN POND EST LOT 54
Legal Range	23
Legal Township	02N
Legal Section	05
Legal Subdivision	DUGGAN POND ESTATES
Legal Lot Number	54
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1017
Census Tract	20702

Owner

4546 Hermosa Rd is owned by an individual who bought it in February 2024.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1401 BEAVER RUN RD, NICEVILLE, FL 32578-3153
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Warranty Deed, Transfer · VA Mortgage USAA FSB
Jul 31, 2023	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jan 5, 2021	Warranty Deed, Transfer · VA Mortgage TRIDENT HOME LOANS LLC
Sep 13, 2021	Correction Deed SETCO SERVICES LLC
Aug 25, 2017	Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND
May 30, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Jan 26, 2017	Warranty Deed, Transfer OKALOOSA TITLE, OKALOOSA TITLE AND ABSTRACT COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2024 · Amount on File
Deed Sale	Feb 26, 2024 · Amount on File
Prior Sale	Jul 31, 2023 · Amount on File
Deed Document Number	3672965
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 26, 2024
Property Address	4546 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number	0003672965
Map Reference	MB 23 PG 100-102
Instrument Date	Feb 26, 2024
Instrument	3672965
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	ALLURE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4646 HERMOSA RD, CRESTVIEW, FL 32539-6734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 BEAVER RUN RD, NICEVILLE, FL 32578-3153

Mortgage

Document Number	0003672966
Date	Feb 26, 2024
Instrument	3672966

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 31, 2023
Property Address	4546 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number	0036853260
Book / Page	3685 / 3260
Map Reference	MB 23 PG 100-102
Instrument Date	Jul 28, 2023
Instrument	3638442
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ALLURE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,849.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4546 HERMOSA RD, CRESTVIEW, FL 32539-6731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5537 HOUSEBRIDGE RD, CORYDON, KY 42406-9769

Mortgage

Document Number	0036853262
Date	Jul 31, 2023
Instrument	3685/3262

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 5, 2021
Property Address	4546 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number	0035161206
Book / Page	3516 / 1206
Map Reference	MB 23 PG 100
Instrument Date	Dec 31, 2020
Instrument	3419352
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4546 HERMOSA RD, 4546, CRESTVIEW, FL 32539-6731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4546 HERMOSA RD, CRESTVIEW, FL 32539-6731

Mortgage

Document Number	0035161208
Date	Jan 5, 2021
Instrument	3516/1208

Lender

Name	TRIDENT HOME LOANS LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

September 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 13, 2021
Property Address	4546 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number	0035732093
Book / Page	3573 / 2093
Map Reference	MB 23 PG 100
Instrument Date	Dec 31, 2020
Instrument	3487952
Record Updated	Sep 24, 2021
Title Company	SETCO SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4546 HERMOSA RD, 4546, CRESTVIEW, FL 32539-6731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4546 UERMOSA ROAD, CRESTVIEW, FL 32539

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 25, 2017
Property Address	4546 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number	0033144558
Book / Page	003314 / 004558
Instrument Date	Aug 23, 2017
Instrument	3156193
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	OKALOOSA TITLE, OKALOOSA TITLE AND ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,959.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4546 HERMOSA RD CRESTVIEW FL 325396731, CRESTVIEW, FL 32539-6731

Mortgage

Document Number	33144559
Date	Aug 25, 2017
Book Page	003314/004559
Instrument	3156194

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 30, 2017
Property Address	4546 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number	0033012231
Book / Page	003301 / 002231
Instrument Date	Mar 24, 2017
Instrument	3137779
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$157.00
Additional	Arm's Length Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2033 W JAMES LEE BLVD CRESTVIEW FL 325365400, CRESTVIEW, FL 32536-5400

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 26, 2017
Property Address	4546 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number	0032850517
Book / Page	003285 / 000517
Instrument Date	Jan 24, 2017
Instrument	3114396
Transaction Type	Transfer
Record Updated	Feb 7, 2017
Title Company	OKALOOSA TITLE, OKALOOSA TITLE AND ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Tax	$770.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2306 JAMES PEADEN RD BAKER FL 325317416, BAKER, FL 32531-7416
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4546 Hermosa Rd was $3,590.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,590.00	$364,254 Land $47,080 Building $317,174	$364,254 Land $47,080 Building $317,174
2023	$2,611.00 (+2.27%) Homeowner's exemption	$295,740 (+3%)	$394,878 (+7.61%) Land $40,000 Building $354,878
2022	$2,553.00 Homeowner's exemption	$287,126	$366,947 Land $34,078 Building $332,869

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4546 Hermosa Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4546 Hermosa Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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