4545 Hermosa Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 4545 Hermosa Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,328 sqft · built 2010
Lot Size	0.161 acres (6,998 sqft)
Owner	2 Individual Names on File
Last Sale	$369,000 (May 2023)
Tax Bill	$2,985 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-988-3712-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-988-3712-3`
Alternative APNs	`05-2N-23-1200-0000-0770` `23N205120000000770`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,328 sqft Living Area
Gross Area	3,510 sqft
1st Floor Area	2,016 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Hardboard
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	6,998 sqft (0.161 acres)
Garage Type	Attached
Garage Area	656 sqft
Porch	Open/Unfinished Porch
Porch Area	376 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4545 HERMOSA RD
City	CRESTVIEW
State	FL
Zip	32539-6731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUGGAN POND EST LOT 77
Legal Range	23W
Legal Township	02N
Legal Section	05
Legal Subdivision	DUGGAN POND EST
Legal Lot Number	77
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1032
Census Tract	20702

Owner

4545 Hermosa Rd is owned by two individuals who bought it in May 2023.

Source: Okaloosa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	121 SKY HBR, CIBOLO, TX 78108-3238
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
May 24, 2021	Intrafamily Transfer, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Oct 7, 2019	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on File
Deed Sale	May 31, 2023 · Amount on File
Prior Sale	May 24, 2021
Deed Document Number	20233626581
Deed Book / Page	3677 / 522
Prior Transfer Date	May 14, 2021
Prior Transfer Doc	0035483902
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 31, 2023
Property Address	4545 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number	0036770522
Book / Page	3677 / 522
Map Reference	MB 23 PG 100
Instrument Date	May 25, 2023
Instrument	3626581
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,583.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7849, APO, AL 90902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 SKY HBR, CIBOLO, TX 78108-3238

Mortgage

Document Number	0003677524
Date	May 31, 2023
Instrument	3677/524

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	May 24, 2021
Property Address	4545 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number	0035483902
Book / Page	3548 / 3902
Map Reference	MB 23 PG 100-102
Instrument Date	May 14, 2021
Instrument	3457730
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4545 HERMOSA RD, CRESTVIEW, FL 32539-6731

Mortgage

Document Number	35483906
Date	May 24, 2021
Instrument	3548/3906

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 7, 2019
Property Address	4545 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number	0034224526
Book / Page	3422 / 4526
Map Reference	MB 23 PGH 100-102
Instrument Date	Oct 3, 2019
Instrument	3309886
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	BRADLEY TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,736.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4545 HERMOSA RD, 4545, CRESTVIEW, FL 32539-6731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 CASSADY LN, CRESTVIEW, FL 32539-6406

Mortgage

Document Number	0034224527
Date	Oct 7, 2019
Instrument	3422-4527

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4545 Hermosa Rd was $2,985.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,985.00	$300,713 Land $47,080 Building $253,633	$300,713 Land $47,080 Building $253,633
2023	$2,147.00 (+2.38%) Homeowner's exemption	$247,514 (+3%)	$354,524 (+7.73%) Land $40,000 Building $314,524
2022	$2,097.00 Homeowner's exemption	$240,305	$329,088 Land $34,078 Building $295,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4545 Hermosa Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4545 Hermosa Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

Nearby Properties on Hermosa Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures