4545 Talking Rock Rd, Talking Rock, GA 30175 Property Records

Pickens County property record for 4545 Talking Rock Rd, Talking Rock, GA 30175

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,550 sqft · built 2003
Lot Size	5.44 acres (236,966 sqft)
Owner	2 Individual Names on File
Last Sale	$121,000 (Dec 2000)
Tax Bill	$3,542 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020-051-001`

Property Details

APN / Parcel Number

Primary APN	`020-051-001`
Alternative APN	`16052`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,550 sqft Heated Area
1st Floor Area	3,150 sqft
Attic	Attic
Attic Area	400 sqft
Basement Area	1,575 sqft
Finished Basement	1,575 sqft
Unfinished Basement	3,150 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	236,966 sqft (5.44 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	1,080 sqft
Carport	Carport
Carport Area	1,080 sqft

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	480 sqft
Porch	Slab
Porch Area	1,494 sqft
Deck Area	657 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	16052
Street Address	4545 TALKING ROCK RD
City	TALKING ROCK
State	GA
Zip	30175-3805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	DIST12 LL168 5.442AC HOUSE
Legal Subdivision	CAGLE WILLIAM H PROP
Jurisdiction	PICKENS GA
Township / Civil Division	TALKING ROCK
Census Block Group	4
Census Block	4051
Census Tract	50300

Owner

4545 Talking Rock Rd is owned and occupied by two individuals who bought it in December 2000.

Source: Pickens County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4545 TALKING ROCK RD, TALKING ROCK, GA 30175-3805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Nov 5, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 29, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2000 · Amount on File
Deed Sale	Dec 15, 2000 · Amount on File
Prior Sale	Jul 31, 1998
Deed Book / Page	379 / 546
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	4545 TALKING ROCK RD, TALKING ROCK, GA 30175-3805
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4545 TALKING ROCK RD, TALKING ROCK, GA 30175-3805

Mortgage

Document Number	0013320000000906
Date	Jun 27, 2022
Book Page	0000001332/0000000906

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2047

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PICKENS GA
Recording Date	Nov 5, 2019
Property Address	4545 TALKING ROCK RD, TALKING ROCK, GA 30175-3805
Document Number	0011970728
Book / Page	001197 / 000728
Instrument Date	Oct 29, 2019
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 NICHOLS TRL TALKING ROCK GA 301753842, TALKING ROCK, GA 30175-3842

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PICKENS GA
Recording Date	Nov 14, 2019
Property Address	4545 TALKING ROCK RD, TALKING ROCK, GA 30175-3805
Document Number	0011980432
Book / Page	001198 / 000432
Instrument Date	Oct 29, 2019
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	163 NICHOLS TRL TALKING ROCK GA 301753842, TALKING ROCK, GA 30175-3842

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PICKENS GA
Recording Date	Oct 29, 2019
Property Address	4545 TALKING ROCK RD, TALKING ROCK, GA 30175-3805
Document Number	0011970728
Book / Page	1197 / 728
Instrument Date	Oct 29, 2019
Instrument	2019-002022
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4545 TALKING ROCK RD, TALKING ROCK, GA 30175-3805

Tax Assessment & Valuation

The 2025 property tax bill for 4545 Talking Rock Rd was $3,542 with a homeowner's exemption.

Source: Pickens County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,672 (+46.71%) Land $34,095 Building $280,577	$786,681 (+46.71%) Land $85,237 Building $701,444
2025	$3,542.00 Homeowner's exemption	$214,479 Land $32,906 Building $181,573	$536,197 Land $82,264 Building $453,933
2023	$3,934.00 (-2.5%) Homeowner's exemption	$198,442 (-) Land $17,791 Building $180,651	$496,105 (-) Land $44,478 Building $451,627
2022	$4,035.00 Homeowner's exemption	$198,442 Land $17,791 Building $180,651	$496,105 Land $44,478 Building $451,627

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4545 Talking Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4545 Talking Rock Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 83% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PICKENS COUNTY WATER AUTH. serves 7,153 people · EPA ID GA2270002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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