4445 Talking Rock Rd, Talking Rock, GA 30175 Property Records

Pickens County property record for 4445 Talking Rock Rd, Talking Rock, GA 30175

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,044 sqft · built 1945
Lot Size	2.86 acres (124,582 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Apr 2026)
Tax Bill	$717 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-049`

Property Details

APN / Parcel Number

Primary APN	`020-049`
Alternative APN	`5382`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,044 sqft Heated Area
1st Floor Area	1,044 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	124,582 sqft (2.86 acres)
Terrain	Rolling
Porch	Slab
Porch Area	724 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5382
Street Address	4445 TALKING ROCK RD
City	TALKING ROCK
State	GA
Zip	30175-3833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	DIST12 LL168 2.861AC HOUSE
Jurisdiction	PICKENS GA
Township / Civil Division	TALKING ROCK
Census Block Group	4
Census Block	4051
Census Tract	50300

Owner

4445 Talking Rock Rd is owned by an individual who bought it in April 2026.

Source: Pickens County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5135 ARCHER AVE, CUMMING, GA 30041-8848
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer
Apr 22, 2026	Warranty Deed, Transfer · FHA Mortgage E HOME LOANS
Jan 18, 2019	Deed of Trust, Mortgage · Line of Credit RENASANT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Prior Sale	Oct 28, 2024
Deed Book / Page	1472 / 892
Prior Transfer Date	Apr 16, 2026
Prior Transfer Doc	1472000889
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PICKENS GA
Recording Date	Apr 22, 2026
Property Address	4445 TALKING ROCK RD, TALKING ROCK, GA 30175-3833
Document Number	1472000889
Book / Page	1472 / 889
Instrument Date	Apr 16, 2026
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 COUNTY ROAD 623, MENTONE, AL 35984-6078

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PICKENS GA
Recording Date	Apr 22, 2026
Property Address	4445 TALKING ROCK RD, TALKING ROCK, GA 30175-3833
Document Number	1472000892
Book / Page	1472 / 892
Instrument Date	Apr 16, 2026
Transaction Type	Transfer
Record Updated	Jul 27, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5135 ARCHER AVE, CUMMING, GA 30041-8848

Mortgage

Document Number	1472000898,
Date	Apr 22, 2026
Book Page	1472/898

Lender

Name	E HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2057

Interest

Rate	6.22%
Max Rate	-1%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	4445 TALKING ROCK RD, TALKING ROCK, GA 30175-3833
Document Number	0011710044
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 TALKING ROCK RD TALKING ROCK GA 301753833, TALKING ROCK, GA 30175-3833

Mortgage

Document Number	0011710044
Date	Jan 28, 2019
Book Page	001171/000044

Lender

Name	RENASANT BK
Type	Bank
Address	JASPER, GA 30143

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 27, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4445 Talking Rock Rd was $717.

Source: Pickens County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,000 (+109.62%) Land $39,660 Building $43,340	$207,500 (+109.62%) Land $99,150 Building $108,350
2025	$717.00	$39,595 Land $24,074 Building $15,521	$98,988 Land $60,185 Building $38,803
2023	$543.00	$26,746 Land $11,417 Building $15,329	$66,866 Land $28,543 Building $38,323

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4445 Talking Rock Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4445 Talking Rock Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PICKENS COUNTY WATER AUTH. serves 7,153 people · EPA ID GA2270002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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