4545 McKinley Rd, China (East China), MI 48054 Property Records

St. Clair County property record for 4545 McKinley Rd, China, MI 48054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,365 sqft · built 1995
Lot Size	1.27 acres (55,321 sqft)
Owner	Individual Name on Record
Last Sale	$302,000 (Jan 2024)
Tax Bill	$3,453 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jan 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-13-021-1001-050`

Property Details

APN / Parcel Number

Primary APN	`74-13-021-1001-050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,365 sqft Living Area
1st Floor Area	1,365 sqft
Basement Area	2,723 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Lot Area	55,321 sqft (1.27 acres)
Lot Dimensions	305 ft deep x 165 ft wide
Garage Area	1,152 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4545 MCKINLEY RD
City	CHINA
State	MI
Zip	48054-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG S 320' FROM NW SEC COR, TH S 165', TH S 89D 42M 30S E 338.92', TH N 165', TH N 89D 42M 30S W 338.15' TO BEG SECTION 21
Legal Range	16E
Legal Township	04N
Legal Section	32
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CHINA
Census Block Group	2
Census Block	2019
Census Tract	641000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4545 MCKINLEY RD, CHINA, MI 48054-3101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Jan 3, 2024	Warranty Deed, Transfer PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC
Jun 26, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2024 · Amount on Record
Deed Sale	Jan 3, 2024 · Amount on Record
Deed Document Number	2024196
Deed Book / Page	5680 / 918
Prior Transfer Date	Jun 26, 2023
Prior Transfer Doc	0005631884
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4545 MCKINLEY RD, CHINA, MI 48054-3101
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32945 WHISPERING LN, CHESTERFIELD, MI 48047-3389

Mortgage

Document Number	0005666523
Date	Oct 27, 2023
Book Page	5666/523
Instrument	2023019183

Lender

Name	FIRST STATE BANK
Type	Bank
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 3, 2024
Property Address	4545 MCKINLEY RD, CHINA, MI 48054-3101
Document Number	0005680918
Book / Page	5680 / 918
Instrument Date	Oct 24, 2023
Instrument	2024000196
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$2,265.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1133 NAUTICAL LN, COTTRELLVILLE, MI 48039-3316

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4545 MCKINLEY RD, CHINA, MI 48054-3101

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 26, 2023
Property Address	4545 MCKINLEY RD, CHINA, MI 48054-3101
Document Number	0005631884
Book / Page	5631 / 884
Instrument Date	Jun 12, 2023
Instrument	2023011187
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4545 MCKINLEY RD, CHINA, MI 48054-3101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4545 MCKINLEY RD, CHINA, MI 48054-3101

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	China Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,700 (+3.32%)	$305,400 (+3.32%)
2025	$3,453.00 (+2.28%) Homeowner's exemption	$147,800 (+12.57%)
2024	$3,376.00 (+76.66%)		$295,600 (+12.57%)
2023		$131,300 (+13.48%)
2022	$1,911.00 (+3.3%) Homeowner's exemption	$115,700	$262,600 (+13.48%)
2021	$1,850.00		$231,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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