4400 McKinley Rd, China (East China), MI 48054 Property Records

St. Clair County property record for 4400 McKinley Rd, China, MI 48054

Property Summary

Property Type	General Agricultural/Rural
Details	1,717 sqft
Lot Size	10 acres (436,036 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,171 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-13-017-3004-300`

Property Details

APN / Parcel Number

Primary APN	`74-13-017-3004-300`

Interior

Building Area	1,717 sqft Total Area

Exterior

Lot Area	436,036 sqft (10 acres)

Location & Zoning

Street Address	4400 MCKINLEY RD
City	CHINA
State	MI
Zip	48054-2421
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	AG
Legal Description	BEG N 0D 4M W 963' FROM SE SEC COR, TH W 811.23', TH N 0D 46M E 772.78', TH S 56D 46M E 459.25', TH S 71D 27M E 439.12', TH S
Legal Range	16E
Legal Township	04N
Legal Section	56
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CHINA
Census Block Group	2
Census Block	2011
Census Tract	641000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4400 MCKINLEY RD, CHINA, MI 48054-2421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION ONE
Feb 5, 2020	Deed of Trust, Mortgage CREDIT UNION ONE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4400 MCKINLEY RD, CHINA, MI 48054-2421
Transaction Type	Mortgage
Record Updated	Nov 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4400 MCKINLEY RD, CHINA, MI 48054-2421

Mortgage

Document Number	0000556911
Date	Oct 11, 2022
Book Page	5569/11
Instrument	2022023238

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4400 MCKINLEY RD, CHINA, MI 48054-2421
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	JBN TITLE, JB TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4400 MCKINLEY RD, CHINA, MI 48054-2421

Mortgage

Document Number	0005478767
Date	Jan 24, 2022
Book Page	5478/767
Instrument	2022001844

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4400 MCKINLEY RD, CHINA, MI 48054-2421
Document Number	0051560575
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	ASK SERVICES INC, ASK SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4400 MCKINLEY RD CHINA MI 480542421, CHINA, MI 48054-2421

Mortgage

Document Number	0051560575
Date	Feb 25, 2020
Book Page	005156/000575

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220-1774

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 24, 2035

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	China Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,400 (+11.14%)	$474,800 (+11.14%)
2025	$3,171.00 (+3.09%) Homeowner's exemption	$213,600 (+7.88%)
2024	$3,076.00 (+6.29%)		$427,200 (+7.88%)
2023		$198,000
2022	$2,894.00		$396,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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