4545 Henry J Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4545 Henry J Ave, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 1985
Lot Size	4.78 acres (208,216 sqft)
Owner	Individual Name on Record
Last Sale	$100 (Aug 2016)
Tax Bill	$5,649 (2025)
Deeds & Mortgages	Jan 2021 Transfer Jun 2018 Transfer
Flood Zone	Zone A (high risk)
APN	`12-27-30-4950-0001-0450`

Property Details

APN / Parcel Number

Primary APN	`12-27-30-4950-0001-0450`
Alternative APNs	`273012495000010450` `89409`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,360 sqft Living Area
Gross Area	2,286 sqft
1st Floor Area	1,360 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	208,216 sqft (4.78 acres)
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	305 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4545 HENRY J AVE
City	SAINT CLOUD
State	FL
Zip	34772-8503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAC
Legal Description	S L & I C PB B PG 37 LOT 45
Legal Range	30E
Legal Township	27S
Legal Section	12
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	450
Legal Lot Number	45
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1032
Census Tract	43205

Owner

Source: Osceola County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	998 LA MESA TER, C, SUNNYVALE, CA 94086-2406
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 7, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2016 · Amount on Record
Deed Sale	Aug 1, 2016 · Amount on Record
Deed Book / Page	5015 / 2394
Last Transfer Date	Jan 4, 2021
Transfer Doc	0058722613
Record Updated	Jun 8, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jan 19, 2021
Property Address	4545 HENRY J AVE, SAINT CLOUD, FL 34772-8503
Document Number	0058722613
Book / Page	5872 / 2613
Map Reference	MB B PG 37
Instrument Date	Jan 4, 2021
Instrument	2021007911
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	998 LA MESA TERC, 998, SUNNYVALE, CA 94086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4633 ROSE OF TARA WAY, ORLANDO, FL 32808-2744

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 7, 2018
Property Address	4545 HENRY J AVE, SAINT CLOUD, FL 34772-8503
Document Number	0053461580
Book / Page	005346 / 001580
Instrument Date	Jun 5, 2018
Instrument	88423
Transaction Type	Transfer
Record Updated	Jun 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	998 LA MESA TER #C SUNNYVALE CA 940862406, C, SUNNYVALE, CA 94086-2406

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,649.00 (+6.97%)	$374,600 (+19.15%) Land $193,600 Building $181,000	$374,600 (+19.15%) Land $193,600 Building $181,000
2024	$5,281.00 (+10.88%)
2023	$4,763.00 (+9.32%)	$314,400 (+9.13%) Land $137,700 Building $176,700	$314,400 (+9.13%) Land $137,700 Building $176,700
2022	$4,357.00	$288,100 Land $137,700 Building $150,400	$288,100 Land $137,700 Building $150,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	9 (1997–2020)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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