Osceola County property record for 4510 Henry J Ave, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,108 sqft · built 1987 |
| Lot Size | 1.01 acres (44,301 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $1,842 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 89403 |
| Primary APN | 89403 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,108 sqft Heated Area |
| Gross Area | 4,276 sqft |
| 1st Floor Area | 1,354 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 44,301 sqft (1.01 acres) |
| Garage Type | Detached - Finished |
| Garage Area | 1,400 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 720 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 1,522 sqft |
| Deck Area | 1,300 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 89403 |
|---|---|
| Street Address | 4510 HENRY J AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OA1A |
| Legal Description | S L & I C PB B PG 37 A PORTION OF LOT 37: BEG 30 FT W & 1358.13 FT S OF N1/4 COR, W 200 FT, S 219.94 FT, E 200 FT, N 220 FT |
| Legal Range | 30E |
| Legal Township | 27S |
| Legal Section | 12 |
| Legal Subdivision | SEMINOLE LAND&INV CO |
| Legal Tract | R |
| Legal Block | 1 |
| Legal Lot Number | 37 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 43205 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 4510 HENRY J AVE, SAINT CLOUD, FL 34772-8506 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 29, 1997 |
| Transfer Doc | 0013761966 |
| Record Updated | Jun 8, 2026 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,842.00 (+10.1%) Homeowner's exemption | $122,393 (+5.99%) | $354,200 (+5.95%) Land $60,000 Building $294,200 |
| 2023 | $1,673.00 (+5.75%) Homeowner's exemption | $115,480 (+3%) | $334,300 (+13.09%) Land $50,000 Building $284,300 |
| 2022 | $1,582.00 Homeowner's exemption | $112,117 | $295,600 Land $50,000 Building $245,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 68 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 9 (1997–2020) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Jun 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures