4545 Forsyth St, Milton, FL 32583 Property Records

Santa Rosa County property record for 4545 Forsyth St, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,878 sqft · built 1930
Lot Size	0.597 acres (26,040 sqft)
Owner	Individual Name on File
Last Sale	$287,500 (Oct 2020)
Tax Bill	$1,883 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-1N-28-0120-02500-0040`

Property Details

APN / Parcel Number

Primary APN	`15-1N-28-0120-02500-0040`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,878 sqft Heated Area
Gross Area	3,313 sqft
1st Floor Area	2,878 sqft
Upper Floors Area	1,152 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1975
Exterior Material	Vinyl
Foundation Type	Raised
Roof Material	Shingle
Lot Area	26,040 sqft (0.597 acres)
Lot Dimensions	2,100 ft deep x 1,240 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	435 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	151N280120025000040
Street Address	4545 FORSYTH ST
City	MILTON
State	FL
Zip	32583
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR1
Legal Description	BAGDAD LOT 4 BLK 25 AS DES IN OR 4021 PG 1882
Legal Range	28W
Legal Township	01N
Legal Section	15
Legal Subdivision	BAGDAD & ADD/RESUB
Legal Block	25
Legal Lot Number	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	1
Census Block	1044
Census Tract	10709

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bagdad Village Historic District listed 1987 · 144 contributing resources · NRIS 87001991

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4545 Forsyth St is owned and occupied by an individual who bought it in October 2020.

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 252, BAGDAD, FL 32530-0252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2020 · Amount on File
Deed Sale	Oct 29, 2020 · Amount on File
Deed Document Number	202056944
Deed Book / Page	4021 / 1882
Record Updated	Jun 8, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 29, 2020
Property Address	4545 FORSYTH ST, MILTON, FL 32583
Document Number	0040211882
Book / Page	4021 / 1882
Map Reference	MB A PG 54
Instrument Date	Sep 18, 2020
Instrument	202056944
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,012.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5650 HIGHWAY 97, 5650, MC DAVID, FL 32568-2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 252, BAGDAD, FL 32530-0252

Mortgage

Document Number	0040211885
Date	Oct 29, 2020
Instrument	4021/1885

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,883.00 (+1.95%) Homeowner's exemption	$189,224 (+3%)	$219,849 (+5.78%) Land $31,780 Building $188,069
2023	$1,847.00 (+2.44%) Homeowner's exemption	$183,713 (+3%)	$207,835 (+0.51%) Land $22,246 Building $185,589
2022	$1,803.00 Homeowner's exemption	$178,362	$206,780 Land $22,246 Building $184,534

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4545 Forsyth St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (2020)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4545 Forsyth St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20