4541 Forsyth St, Milton, FL 32583 Property Records

Santa Rosa County property record for 4541 Forsyth St, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,948 sqft · built 1903
Lot Size0.602 acres (26,250 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Dec 2022)
Tax Bill$1,822 (2024)
Deeds & MortgagesDec 2022 Sale & Mortgage
May 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-1N-28-0120-02400-0030

Property Details

APN / Parcel Number

Primary APN15-1N-28-0120-02400-0030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,948 sqft Heated Area
Gross Area2,269 sqft
1st Floor Area1,948 sqft
Upper Floors Area562 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 2003
Exterior MaterialVinyl
Foundation TypeRaised
Roof MaterialShingle
Lot Area26,250 sqft (0.602 acres)
Lot Dimensions2,100 ft deep x 1,250 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area217 sqft
Deck Area104 sqft
Shed1 Shed
Shed Area1 sqft
Gazebo1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number151N280120024000030
Street Address4541 FORSYTH ST
CityMILTON
StateFL
Zip32583-8169
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHR1
Legal DescriptionBAGDAD LOT 3 BLK 24 AS DES IN OR 4352 PG 610
Legal Range28W
Legal Township01N
Legal Section15
Legal SubdivisionBAGDAD & ADD/RESUB
Legal Block24
Legal Lot Number3
JurisdictionSANTA ROSA FL
Township / Civil DivisionBAGDAD
Census Block Group1
Census Block1047
Census Tract10709

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Bagdad Village Historic District
listed 1987 · 144 contributing resources · NRIS 87001991

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4541 Forsyth St is owned and occupied by an individual who bought it in December 2022.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4541 FORSYTH ST, MILTON, FL 32583-8169
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Warranty Deed, Transfer · FHA Mortgage
UNIVERSITY BANK
May 1, 2018Deed of Trust, Mortgage · Conventional Mortgage
STATE FARM BANK FSB
Nov 1, 2019Warranty Deed, Transfer · VA Mortgage
SECURITY AMERICA MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2022 · Amount on File
Deed SaleDec 15, 2022 · Amount on File
Prior SaleNov 1, 2019 · Amount on File
Deed Document Number202268346
Deed Book / Page4352 / 610
Record UpdatedJun 8, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 15, 2022
Property Address4541 FORSYTH ST, MILTON, FL 32583-8169
Document Number0043520610
Book / Page4352 / 610
Map ReferenceMB A PG 54
Instrument DateDec 13, 2022
Instrument202268346
Transaction TypeTransfer
Record UpdatedJan 12, 2023
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4541 FORSYTH ST, MILTON, FL 32583-8169

Transferred To (Grantee/Buyer)

NameVerified Name
Address5307 WHITNEY CT, CRESTVIEW, FL 32536-2212

Mortgage

Document Number0004352612
DateDec 15, 2022
Instrument4352/612
Lender
NameUNIVERSITY BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term349 Months
DueJan 1, 2052

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4541 FORSYTH ST, MILTON, FL 32583-8169
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyTITLE FIRST NATIONAL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037231108
DateMay 1, 2018
Book Page3723/1108
Instrument201817298
Lender
NameSTATE FARM BANK FSB
TypeBank
AddressEARTH CITY, MO 63045
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 1, 2033

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 1, 2019
Property Address4541 FORSYTH ST, MILTON, FL 32583-8169
Document Number0038860804
Book / Page3886 / 0804
Map ReferenceMB A PG 54
Instrument DateNov 1, 2019
Instrument201949416
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,427.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address659 WINIFRED RD, 659, LEESBURG, GA 31763-5342

Transferred To (Grantee/Buyer)

NameVerified Name
Address4541 FORSYTH ST, MILTON, FL 32583-8169

Mortgage

Document Number0003886808
DateNov 1, 2019
Instrument3886/808
Lender
NameSECURITY AMERICA MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,822.00 (+2.02%) Homeowner's exemption$188,654 (+3%)$193,613 (+5.71%) Land $32,062 Building $161,551
2023$1,786.00 (+39.53%) Homeowner's exemption$183,159 (+32.47%) Land $22,443 Building $160,716$183,159 (+12.12%) Land $22,443 Building $160,716
2022$1,280.00 Homeowner's exemption$138,265$163,362 Land $22,443 Building $140,919

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4541 Forsyth St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims5 (2020)
Claims Outside the SFHA2 of 5
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4541 Forsyth St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAGDAD-GARCON POINT WATER SYSTEM
public/private · serves 10,896 people · EPA ID FL1570042
Water SourceGroundwater
Last State InspectionNov 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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