Maricopa County property record for 4545 E Cortez St, Phoenix, AZ 85028
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,325 sqft · built 1983 |
| Lot Size | 0.196 acres (8,552 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $435,000 (Aug 2018) |
| Tax Bill | $2,757 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 167-45-094 |
| Primary APN | 167-45-094 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,325 sqft Living Area |
| 1st Floor Area | 2,325 sqft |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Material | Built-Up Asphalt |
| Lot Area | 8,552 sqft (0.196 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 568 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 4545 E CORTEZ ST |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85028-2318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PAD-MD |
| Legal Description | VILLAGE FAIRWAYS MCR 221-47 |
| Legal Range | 04E |
| Legal Township | 03N |
| Legal Section | 19 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | VILLAGE FAIRWAYS |
| Legal Lot Number | 93 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 103208 |
Source: Maricopa County records, as of November 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4545 E CORTEZ ST, PHOENIX, AZ 85028-2318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC |
| Aug 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC |
| Aug 1, 2018 | Warranty Deed, Transfer · Line of Credit TCF NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2018 · Amount on Record |
| Deed Sale | Aug 1, 2018 · Amount on Record |
| Prior Sale | Feb 15, 2012 · Amount on Record |
| Deed Document Number | 20180583903 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4545 E CORTEZ ST, PHOENIX, AZ 85028-2318 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000932829 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 20210932829 |
| Name | DESERT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4545 E CORTEZ ST, PHOENIX, AZ 85028-2318 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | GREAT AMERICAN TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 4545 E CORTEZ ST, PHOENIX, AZ 85028-2318 |
| Document Number | 0000858179 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 20200858179 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | GILBERT, AZ 85297 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4545 E CORTEZ ST, PHOENIX, AZ 85028-2318 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MAGNUS TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000655180 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 20190655180 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | GILBERT, AZ 85297 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Aug 1, 2018 |
| Property Address | 4545 E CORTEZ ST, PHOENIX, AZ 85028-2318 |
| Document Number | 0000583903 |
| Map Reference | MB 221 PG 47 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 20180583903 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | OLD REPUBLIC TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4545 E CORTEZ ST, 4545, PHOENIX, AZ 85028-2318 |
| Name | Verified Name |
|---|---|
| Address | 4545 E CORTEZ ST, PHOENIX, AZ 85028-2318 |
| Document Number | 0000583905 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | 20180583905 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Number | 0000583904 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | 20180583904 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | GILBERT, AZ 85297 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Unified School District | Scottsdale Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,310 (-13.34%) | $613,100 (-13.34%) Land $122,600 Building $490,500 | |
| 2025 | $2,757.00 (+7.86%) | ||
| 2024 | $70,750 (+25.93%) | $707,500 (+25.93%) Land $141,500 Building $566,000 | |
| 2023 | $2,556.00 (+3.78%) | $56,180 Land $11,230 Building $44,950 | $561,800 Land $112,300 Building $449,500 |
| 2022 | $2,463.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.4% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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